XML 47 R36.htm IDEA: XBRL DOCUMENT v3.25.2

Note 13 - Business Segments (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Schedule of Segment Reporting Information, by Segment [Table Text Block]

		At or For the Three Months Ended June 30, 2025
Income:		Commercial and Consumer Banking				Home Lending				Total
Interest income - loans receivable, including fees		$	36,083			$	8,955			$	45,038
Interest income - other interest earnings assets			3,665				—				3,665
Total interest income by segment			39,748				8,955				48,703
Gain on sale of loans			—				1,972				1,972
Other income			2,623				575				3,198
Intersegment income			(325	)			325				—
Total noninterest income by segment			2,298				2,872				5,170
Total income by segment			42,046				11,827				53,873
Expense:
Interest expense - deposits			14,518				2				14,520
Interest expense - borrowings			1,585				—				1,585
Interest expense - subordinated note			385				101				486
Interest expense - intersegment			(5,919	)			5,919				—
Total interest expense by segment			10,569				6,022				16,591
Provision for credit losses by segment			1,849				172				2,021
Salaries and benefits			7,869				1,986				9,855
Overhead allocation			6,185				1,829				8,014
Other segment items (1)			6,260				1,373				7,633
Total noninterest expense by segment			20,314				5,188				25,502
Income before provision for income taxes by segment			9,314				445				9,759
Provision for income taxes by segment			1,938				93				2,031
Net income by segment		$	7,376			$	352			$	7,728
Other segment disclosures:
Segment assets		$	2,494,452			$	681,561			$	3,176,013
FTEs			452				115				567

		At or For the Three Months Ended June 30, 2024
Income:		Commercial and Consumer Banking				Home Lending				Total
Interest income - loans receivable, including fees		$	34,757			$	7,649			$	42,406
Interest income - other interest earnings assets			3,534				—				3,534
Total interest income by segment			38,291				7,649				45,940
Gain on sale of loans			—				2,463				2,463
Gain on sale of investments			151				—				151
Other income			2,408				846				3,254
Intersegment income			(290	)			290				—
Total noninterest income by segment			2,269				3,599				5,868
Total income by segment			40,560				11,248				51,808
Expense:
Interest expense - deposits			13,250				2				13,252
Interest expense - borrowings			1,801				—				1,801
Interest expense - subordinated note			389				97				486
Interest expense - intersegment			(5,200	)			5,200				—
Total interest expense by segment			10,240				5,299				15,539
Provision for credit losses by segment			1,214				(137	)			1,077
Salaries and benefits			7,512				2,077				9,589
Overhead allocation			5,197				1,510				6,707
Other segment items (1)			6,334				1,227				7,561
Total noninterest expense by segment			19,043				4,814				23,857
Income before provision for income taxes by segment			10,063				1,272				11,335
Provision for income taxes by segment			2,113				263				2,376
Net income by segment		$	7,950			$	1,009			$	8,959
Other segment disclosures:
Segment assets		$	2,335,935			$	605,442			$	2,941,377
FTEs			450				121				571

		At or For the Six Months Ended June 30, 2025
Income:		Commercial and Consumer Banking				Home Lending				Total
Interest income - loans receivable, including fees		$	71,011			$	17,329			$	88,340
Interest income - other interest earnings assets			7,150				—				7,150
Total interest income by segment			78,161				17,329				95,490
Gain on sale of loans			—				3,672				3,672
Other income			5,195				1,429				6,624
Intersegment income			(652	)			652				—
Total noninterest income by segment			4,543				5,753				10,296
Total income by segment			82,704				23,082				105,786
Expense:
Interest expense - deposits			27,574				4				27,578
Interest expense - borrowings			3,848				—				3,848
Interest expense - subordinated note			771				200				971
Interest expense - intersegment			(11,617	)			11,617				—
Total interest expense by segment			20,576				11,821				32,397
Provision for credit losses by segment			3,170				443				3,613
Salaries and benefits			15,539				4,258				19,797
Overhead allocation			11,562				3,653				15,215
Other segment items (1)			13,388				2,156				15,544
Total noninterest expense by segment			40,489				10,067				50,556
Income before provision for income taxes by segment			18,469				751				19,220
Provision for income taxes by segment			3,314				157				3,471
Net income by segment		$	15,155			$	594			$	15,749
Other segment disclosures:
Segment assets		$	2,494,452			$	681,561			$	3,176,013
FTEs			452				115				567

		At or For the Six Months Ended June 30, 2024
Income:		Commercial and Consumer Banking				Home Lending				Total
Interest income - loans receivable, including fees		$	68,847			$	14,556			$	83,403
Interest income - other interest earnings assets			7,417				—				7,417
Total interest income by segment			76,264				14,556				90,820
Gain on sale of loans			—				4,301				4,301
Gain on sale of MSRs			7,359				856				8,215
Loss on sale of investment securities			(7,847	)			—				(7,847	)
Other income			4,623				1,687				6,310
Intersegment income			527				(527	)			—
Total noninterest income by segment			4,662				6,317				10,979
Total income by segment			80,926				20,873				101,799
Expense:
Interest expense - deposits			26,130				4				26,134
Interest expense - borrowings			2,968				—				2,968
Interest expense - subordinated note			783				188				971
Interest expense - intersegment			(9,754	)			9,754				—
Total interest expense by segment			20,127				9,946				30,073
Provision for credit losses by segment			2,465				11				2,476
Salaries and benefits			15,093				4,088				19,181
Overhead allocation			10,238				3,035				13,273
Other segment items (1)			12,720				2,212				14,932
Total noninterest expense by segment			38,051				9,335				47,386
Income before provision for income taxes by segment			20,283				1,581				21,864
Provision for income taxes by segment			4,182				326				4,508
Net income by segment		$	16,101			$	1,255			$	17,356
Other segment disclosures:
Segment assets		$	2,335,935			$	605,442			$	2,941,377
FTEs			450				121				571

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-25

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-22

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482810/280-10-50-30

+ Details

Name:	us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_TableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration