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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Net income $ 7,728 $ 8,959 $ 15,749 $ 17,356  
Adjustments to reconcile net income to net cash from operating activities          
Provision for credit losses 2,021 1,077 3,613 2,476  
Depreciation, amortization and accretion     6,256 5,774  
Compensation expense related to stock options and restricted stock awards     1,038 784  
Earnings on cash surrender value of BOLI     (505) (482)  
Gain on sale of loans held for sale     (3,672) (4,301)  
Gain on sale of MSRs 0 0 0 (8,215)  
Loss on sale of investment securities, net 0 (151) 0 7,847  
Change in fair value on portfolio loans measured under the fair value option     (266) (186)  
Origination of loans held for sale     (225,320) (271,158)  
Proceeds from sale of loans held for sale     221,880 261,171  
Gain on purchase of tax credits     (660) 0  
Purchase of tax credits     (7,587) 0  
Impairment (recovery) of MSRs 38 (54) 29 39  
Changes in operating assets and liabilities          
Accrued interest receivable     (389) 213  
Other assets     5,458 (2,076)  
Other liabilities     (302) 943  
Net cash from operating activities     15,322 10,185  
CASH FLOWS (USED BY) FROM INVESTING ACTIVITIES          
Proceeds from sale of investment securities 0 54,423 0 98,459  
Maturities, prepayments, and calls     26,174 9,046  
Purchases     (46,540) (38,009)  
Purchases     (23,235) 0  
Maturities of certificates of deposit at other financial institutions     1,479 12,680  
Purchase of certificates of deposit at other financial institutions     0 (1,220)  
Portfolio loan originations and principal collections, net     (98,600) (45,112)  
Proceeds from sale of MSRs     0 16,168  
Proceeds from sale of portfolio loans     0 0  
Purchase of portfolio loans     (3,956) (28,208)  
Purchase of premises and equipment     (1,642) (632)  
Proceeds from bank owned life insurance death benefits     771 0  
Change in FHLB stock, net     4,042 (8,208)  
Net cash (used by) from investing activities     (141,507) 14,964  
CASH FLOWS FROM (USED BY) FINANCING ACTIVITIES          
Net increase (decrease) in deposits     213,937 (139,606)  
Proceeds from borrowings     614,000 557,804  
Repayments of borrowings     (687,501) (469,655)  
Dividends paid on common stock     (4,353) (4,059)  
Disbursements from stock options exercised, net     0 (532)  
Issuance of common stock - employee stock purchase plan     650 580  
Common stock repurchased     (8,988) (2,361)  
Net cash from (used by) financing activities     127,745 (57,829)  
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS     1,560 (32,680)  
CASH AND CASH EQUIVALENTS, beginning of period     31,635 65,691 $ 65,691
CASH AND CASH EQUIVALENTS, end of period $ 33,195 $ 33,011 33,195 33,011 $ 31,635
SUPPLEMENTARY DISCLOSURES OF CASH FLOW INFORMATION          
Interest on deposits and borrowings     31,234 31,459  
Income taxes     51 2,062  
SUPPLEMENTARY DISCLOSURES OF NONCASH OPERATING, INVESTING AND FINANCING ACTIVITIES          
Change in fair value on available-for-sale investment securities     1,959 6,296  
Change in fair value on fair value and cash flow hedges     (5,316) 3,598  
Retention in gross MSRs from loan sales     $ 1,255 $ 1,393