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Note 13 - Business Segments (Tables) | 9 Months Ended
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Sep. 30, 2025
Notes Tables |
Schedule of Segment Reporting Information, by Segment [Table Text Block] |
|  | At or For the Three Months Ended September 30, 2025 |
Income: |  | Commercial and Consumer Banking |  |  | Home Lending |  |  | Total |
Interest income - loans receivable, including fees |  | $ | 37,419 |  |  | $ | 9,245 |  |  | $ | 46,664 |
Interest income - other interest earnings assets |  |  | 4,309 |  |  |  | — |  |  |  | 4,309 |
Total interest income by segment |  |  | 41,728 |  |  |  | 9,245 |  |  |  | 50,973 |
Gain on sale of loans |  |  | 63 |  |  |  | 2,376 |  |  |  | 2,439 |
Other income |  |  | 2,338 |  |  |  | 817 |  |  |  | 3,155 |
Intersegment income |  |  | (323 | ) |  |  | 323 |  |  |  | — |
Total noninterest income by segment |  |  | 2,078 |  |  |  | 3,516 |  |  |  | 5,594 |
Total income by segment |  |  | 43,806 |  |  |  | 12,761 |  |  |  | 56,567 |
Expense: |  |  |  |  |  |  |  |  |  |  |  |
Interest expense - deposits |  |  | 14,857 |  |  |  | 6 |  |  |  | 14,863 |
Interest expense - borrowings |  |  | 1,935 |  |  |  | — |  |  |  | 1,935 |
Interest expense - subordinated note |  |  | 384 |  |  |  | 101 |  |  |  | 485 |
Interest expense - intersegment |  |  | (6,259 | ) |  |  | 6,259 |  |  |  | — |
Total interest expense by segment |  |  | 10,917 |  |  |  | 6,366 |  |  |  | 17,283 |
Provision for credit losses by segment |  |  | 2,150 |  |  |  | 159 |  |  |  | 2,309 |
Salaries and benefits |  |  | 8,032 |  |  |  | 1,803 |  |  |  | 9,835 |
Overhead allocation |  |  | 5,761 |  |  |  | 1,810 |  |  |  | 7,571 |
Other segment items (1) |  |  | 6,342 |  |  |  | 1,640 |  |  |  | 7,982 |
Total noninterest expense by segment |  |  | 20,135 |  |  |  | 5,253 |  |  |  | 25,388 |
Income before provision for income taxes by segment |  |  | 10,604 |  |  |  | 983 |  |  |  | 11,587 |
Provision for income taxes by segment |  |  | (2,203 | ) |  |  | (207 | ) |  |  | (2,410 | )
Net income by segment |  | $ | 8,401 |  |  | $ | 776 |  |  | $ | 9,177 |
Other segment disclosures: |  |  |  |  |  |  |  |  |  |  |  |
Segment assets |  | $ | 2,546,789 |  |  | $ | 662,036 |  |  | $ | 3,208,825 |
FTEs |  |  | 460 |  |  |  | 115 |  |  |  | 575 |
|  | At or For the Three Months Ended September 30, 2024 |
Income: |  | Commercial and Consumer Banking |  |  | Home Lending |  |  | Total |
Interest income - loans receivable, including fees |  | $ | 35,591 |  |  | $ | 8,209 |  |  | $ | 43,800 |
Interest income - other interest earnings assets |  |  | 3,243 |  |  |  | — |  |  |  | 3,243 |
Total interest income by segment |  |  | 38,834 |  |  |  | 8,209 |  |  |  | 47,043 |
Gain on sale of loans |  |  | — |  |  |  | 2,523 |  |  |  | 2,523 |
Gain on sale of MSRs |  |  | (372 | ) |  |  | 513 |  |  |  | 141 |
Gain on sale of investment securities |  |  | 11 |  |  |  | — |  |  |  | 11 |
Other income |  |  | 2,433 |  |  |  | 859 |  |  |  | 3,292 |
Intersegment income |  |  | 185 |  |  |  | (185 | ) |  |  | — |
Total noninterest income by segment |  |  | 2,257 |  |  |  | 3,710 |  |  |  | 5,967 |
Total income by segment |  |  | 41,091 |  |  |  | 11,919 |  |  |  | 53,010 |
Expense: |  |  |  |  |  |  |  |  |  |  |  |
Interest expense - deposits |  |  | 13,485 |  |  |  | 1 |  |  |  | 13,486 |
Interest expense - borrowings |  |  | 1,828 |  |  |  | — |  |  |  | 1,828 |
Interest expense - subordinated note |  |  | 384 |  |  |  | 101 |  |  |  | 485 |
Interest expense - intersegment |  |  | (5,475 | ) |  |  | 5,475 |  |  |  | — |
Total interest expense by segment |  |  | 10,222 |  |  |  | 5,577 |  |  |  | 15,799 |
Provision for credit losses by segment |  |  | 1,331 |  |  |  | 182 |  |  |  | 1,513 |
Salaries and benefits |  |  | 7,464 |  |  |  | 2,094 |  |  |  | 9,558 |
Overhead allocation |  |  | 6,040 |  |  |  | 1,762 |  |  |  | 7,802 |
Other segment items (1) |  |  | 6,695 |  |  |  | 1,777 |  |  |  | 8,472 |
Total noninterest expense by segment |  |  | 20,199 |  |  |  | 5,633 |  |  |  | 25,832 |
Income before provision for income taxes by segment |  |  | 9,339 |  |  |  | 527 |  |  |  | 9,866 |
(Provision) benefit for income taxes by segment |  |  | (71 | ) |  |  | 491 |  |  |  | 420 |
Net income by segment |  | $ | 9,268 |  |  | $ | 1,018 |  |  | $ | 10,286 |
Other segment disclosures: |  |  |  |  |  |  |  |  |  |  |  |
Segment assets |  | $ | 2,358,004 |  |  | $ | 614,665 |  |  | $ | 2,972,669 |
FTEs |  |  | 442 |  |  |  | 117 |  |  |  | 559 |
|  | At or For the Nine Months Ended September 30, 2025 |
Income: |  | Commercial and Consumer Banking |  |  | Home Lending |  |  | Total |
Interest income - loans receivable, including fees |  | $ | 108,430 |  |  | $ | 26,574 |  |  | $ | 135,004 |
Interest income - other interest earnings assets |  |  | 11,459 |  |  |  | — |  |  |  | 11,459 |
Total interest income by segment |  |  | 119,889 |  |  |  | 26,574 |  |  |  | 146,463 |
Gain on sale of loans |  |  | 63 |  |  |  | 6,048 |  |  |  | 6,111 |
Other income |  |  | 7,533 |  |  |  | 2,246 |  |  |  | 9,779 |
Intersegment income |  |  | (975 | ) |  |  | 975 |  |  |  | — |
Total noninterest income by segment |  |  | 6,621 |  |  |  | 9,269 |  |  |  | 15,890 |
Total income by segment |  |  | 126,510 |  |  |  | 35,843 |  |  |  | 162,353 |
Expense: |  |  |  |  |  |  |  |  |  |  |  |
Interest expense - deposits |  |  | 42,430 |  |  |  | 10 |  |  |  | 42,440 |
Interest expense - borrowings |  |  | 5,783 |  |  |  | — |  |  |  | 5,783 |
Interest expense - subordinated note |  |  | 1,155 |  |  |  | 301 |  |  |  | 1,456 |
Interest expense - intersegment |  |  | (17,876 | ) |  |  | 17,876 |  |  |  | — |
Total interest expense by segment |  |  | 31,492 |  |  |  | 18,187 |  |  |  | 49,679 |
Provision for credit losses by segment |  |  | 5,320 |  |  |  | 602 |  |  |  | 5,922 |
Salaries and benefits |  |  | 23,571 |  |  |  | 6,061 |  |  |  | 29,632 |
Overhead allocation |  |  | 17,323 |  |  |  | 5,463 |  |  |  | 22,786 |
Other segment items (1) |  |  | 19,731 |  |  |  | 3,796 |  |  |  | 23,527 |
Total noninterest expense by segment |  |  | 60,625 |  |  |  | 15,320 |  |  |  | 75,945 |
Income before provision for income taxes by segment |  |  | 29,073 |  |  |  | 1,734 |  |  |  | 30,807 |
Provision for income taxes by segment |  |  | (5,517 | ) |  |  | (364 | ) |  |  | (5,881 | )
Net income by segment |  | $ | 23,556 |  |  | $ | 1,370 |  |  | $ | 24,926 |
Other segment disclosures: |  |  |  |  |  |  |  |  |  |  |  |
Segment assets |  | $ | 2,546,789 |  |  | $ | 662,036 |  |  | $ | 3,208,825 |
FTEs |  |  | 460 |  |  |  | 115 |  |  |  | 575 |
|  | At or For the Nine Months Ended September 30, 2024 |
Income: |  | Commercial and Consumer Banking |  |  | Home Lending |  |  | Total |
Interest income - loans receivable, including fees |  | $ | 104,438 |  |  | $ | 22,765 |  |  | $ | 127,203 |
Interest income - other interest earnings assets |  |  | 10,660 |  |  |  | — |  |  |  | 10,660 |
Total interest income by segment |  |  | 115,098 |  |  |  | 22,765 |  |  |  | 137,863 |
Gain on sale of loans |  |  | — |  |  |  | 6,824 |  |  |  | 6,824 |
Gain on sale of MSRs |  |  | 6,987 |  |  |  | 1,369 |  |  |  | 8,356 |
Loss on sale of investment securities |  |  | (7,836 | ) |  |  | — |  |  |  | (7,836 | )
Other income |  |  | 7,056 |  |  |  | 2,546 |  |  |  | 9,602 |
Intersegment income |  |  | 712 |  |  |  | (712 | ) |  |  | — |
Total noninterest income by segment |  |  | 6,919 |  |  |  | 10,027 |  |  |  | 16,946 |
Total income by segment |  |  | 122,017 |  |  |  | 32,792 |  |  |  | 154,809 |
Expense: |  |  |  |  |  |  |  |  |  |  |  |
Interest expense - deposits |  |  | 39,615 |  |  |  | 5 |  |  |  | 39,620 |
Interest expense - borrowings |  |  | 4,796 |  |  |  | — |  |  |  | 4,796 |
Interest expense - subordinated note |  |  | 1,167 |  |  |  | 289 |  |  |  | 1,456 |
Interest expense - intersegment |  |  | (15,229 | ) |  |  | 15,229 |  |  |  | — |
Total interest expense by segment |  |  | 30,349 |  |  |  | 15,523 |  |  |  | 45,872 |
Provision for credit losses by segment |  |  | 3,796 |  |  |  | 193 |  |  |  | 3,989 |
Salaries and benefits |  |  | 22,557 |  |  |  | 6,182 |  |  |  | 28,739 |
Overhead allocation |  |  | 16,278 |  |  |  | 4,797 |  |  |  | 21,075 |
Other segment items (1) |  |  | 19,415 |  |  |  | 3,989 |  |  |  | 23,404 |
Total noninterest expense by segment |  |  | 58,250 |  |  |  | 14,968 |  |  |  | 73,218 |
Income before provision for income taxes by segment |  |  | 29,622 |  |  |  | 2,108 |  |  |  | 31,730 |
(Provision) benefit for income taxes by segment |  |  | (4,253 | ) |  |  | 165 |  |  |  | (4,088 | )
Net income by segment |  | $ | 25,369 |  |  | $ | 2,273 |  |  | $ | 27,642 |
Other segment disclosures: |  |  |  |  |  |  |  |  |  |  |  |
Segment assets |  | $ | 2,358,004 |  |  | $ | 614,665 |  |  | $ | 2,972,669 |
FTEs |  |  | 442 |  |  |  | 117 |  |  |  | 559 |

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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