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Note 4 - Mortgage Servicing Rights (Tables) | 9 Months Ended
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Sep. 30, 2025
Notes Tables |
Servicing Asset at Amortized Cost [Table Text Block] |
|  | At or For the Three Months Ended |
|  | September 30, |
|  | 2025 |  |  | 2024 |
Beginning balance, at the lower of cost or fair value |  | $ | 8,652 |  |  | $ | 9,352 |
Additions |  |  | 510 |  |  |  | 498 |
MSRs amortized |  |  | (662 | ) |  |  | (605 | )
Recovery (impairment) of MSRs |  |  | 6 |  |  |  | (506 | )
Ending balance, at the lower of cost or fair value |  | $ | 8,506 |  |  | $ | 8,739 |
|  | At or For the Nine Months Ended |
|  | September 30, |
|  | 2025 |  |  | 2024 |
Beginning balance, at the lower of cost or fair value |  | $ | 9,204 |  |  | $ | 17,176 |
Additions |  |  | 1,242 |  |  |  | 1,891 |
Sales |  |  | — |  |  |  | (7,953 | )
MSRs amortized |  |  | (1,917 | ) |  |  | (1,830 | )
Impairment of MSRs |  |  | (23 | ) |  |  | (545 | )
Ending balance, at the lower of cost or fair value |  | $ | 8,506 |  |  | $ | 8,739 |
Schedule of Servicing Assets at Fair Value [Table Text Block] |
|  | September 30, |  |  | December 31, |
|  | 2025 |  |  | 2024 |
Aggregate portfolio principal balance |  | $ | 1,639,890 |  |  | $ | 1,632,141 |
Weighted average rate of loans in MSRs portfolio |  |  | 4.4 | % |  |  | 4.2 | %
Fair value MSRs |  | $ | 21,691 |  |  | $ | 21,043 |
Weighted average life in years |  |  | 7.8 |  |  |  | 7.9 |
Weighted average constant prepayment rate |  |  | 8.3 | % |  |  | 8.3 | %
Decline in fair value from 10% adverse change (prepayment-only) |  | $ | 715 |  |  | $ | 408 |
Decline in fair value from 20% adverse change (prepayment-only) |  | $ | 1,075 |  |  | $ | 776 |
Effective discount rate |  |  | 9.1 | % |  |  | 10.2 | %
Decline in fair value from 10% adverse change (prepayment + discount rate) |  | $ | 901 |  |  | $ | 911 |
Decline in fair value from 20% adverse change (prepayment + discount rate) |  | $ | 1,733 |  |  | $ | 1,819 |

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- Definition Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4 + Details
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- Definition Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-3 + Details
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- References No definition available. + Details
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