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Note 8 - Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2025
Notes Tables  
Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]

COMMITMENTS TO EXTEND CREDIT

 September 30,  December 31, 

CRE LOANS

 

2025

  

2024

 

CRE

 $2,255  $1,132 

Commercial and speculative construction and development

  220,663   135,006 

Multi-family

  6,896   5,876 

Total CRE loans

  229,814   142,014 

RESIDENTIAL REAL ESTATE LOANS

        

One-to-four-family (excludes loans held for sale)

  54,927   23,138 

Home equity

  100,769   97,358 

Residential custom construction

  39,447   39,125 

Total residential real estate loans

  195,143   159,621 

CONSUMER LOANS

  30,125   28,566 

COMMERCIAL BUSINESS LOANS

        

C&I

  141,186   174,292 

Warehouse lending

  55,993   53,978 

Total commercial business loans

  197,179   228,270 

Total commitments to extend credit

 $652,261  $558,471