At or For the Three Months Ended September 30,

At or For the Nine Months Ended September 30,

Numerator:

2025

2024

2025

2024

Net income

$

9,177

$

10,286

$

24,926

$

27,642

Dividends and undistributed earnings allocated to participating securities

(176)

(165)

(443)

(450)

Net income available to common shareholders

$

9,001

$

10,121

$

24,483

$

27,192

Denominator (shown as actual):

Basic weighted average common shares outstanding

7,488,139

7,676,102

7,587,202

7,689,277

Dilutive shares

135,104

178,287

110,759

188,569

Diluted weighted average common shares outstanding

7,623,243

7,854,389

7,697,961

7,877,846

Basic earnings per share

$

1.20

$

1.32

$

3.23

$

3.54

Diluted earnings per share

$

1.18

$

1.29

$

3.18

$

3.45

Potentially dilutive weighted average share options that were not included in the computation of diluted earnings per share because to do so would be anti-dilutive.

19,771

—

12,382

14,151