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Consolidated Statements of Income (Unaudited) - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Loans receivable, including fees $ 46,664,000 $ 43,800,000 $ 135,004,000 $ 127,203,000
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions 4,309,000 3,243,000 11,459,000 10,660,000
Total interest and dividend income 50,973,000 47,043,000 146,463,000 137,863,000
INTEREST EXPENSE        
Deposits 14,862,000 13,486,000 42,440,000 39,620,000
Borrowings 1,935,000 1,828,000 5,783,000 4,796,000
Subordinated notes 486,000 485,000 1,456,000 1,456,000
Total interest expense 17,283,000 15,799,000 49,679,000 45,872,000
NET INTEREST INCOME 33,690,000 31,244,000 96,784,000 91,991,000
PROVISION FOR CREDIT LOSSES 2,309,000 1,513,000 5,922,000 3,989,000
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 31,381,000 29,731,000 90,862,000 88,002,000
NONINTEREST INCOME        
Service charges and fee income 2,326,000 2,482,000 6,894,000 7,513,000
Gain on sale of loans 2,439,000 2,523,000 6,111,000 6,824,000
Gain on sale of MSRs 0 141,000 0 8,356,000
Gain (loss) on sale of investment securities, net 0 11,000 0 (7,836,000)
Earnings on cash surrender value of BOLI 269,000 252,000 773,000 734,000
Other noninterest income 560,000 558,000 2,112,000 1,355,000
Total noninterest income 5,594,000 5,967,000 15,890,000 16,946,000
NONINTEREST EXPENSE        
Salaries and benefits 14,415,000 13,985,000 43,037,000 40,920,000
Operations 3,974,000 3,827,000 11,243,000 10,354,000
Occupancy 1,744,000 1,662,000 5,240,000 5,036,000
Data processing 1,784,000 2,156,000 5,966,000 6,172,000
Loan costs 746,000 666,000 2,012,000 1,904,000
Professional and board fees 1,093,000 1,223,000 3,435,000 3,034,000
Federal Deposit Insurance Corporation (“FDIC”) insurance 592,000 533,000 1,684,000 1,515,000
Marketing and advertising 259,000 377,000 879,000 981,000
Amortization of core deposit intangible 787,000 897,000 2,426,000 2,757,000
(Recovery) impairment of MSRs (6,000) 506,000 23,000 545,000
Total noninterest expense 25,388,000 25,832,000 75,945,000 73,218,000
INCOME BEFORE PROVISION (BENEFIT) FOR INCOME TAXES 11,587,000 9,866,000 30,807,000 31,730,000
PROVISION (BENEFIT) FOR INCOME TAXES 2,410,000 (420,000) 5,881,000 4,088,000
NET INCOME $ 9,177,000 $ 10,286,000 $ 24,926,000 $ 27,642,000
Basic earnings per share (in dollars per share) $ 1.2 $ 1.32 $ 3.23 $ 3.54
Diluted earnings per share (in dollars per share) $ 1.18 $ 1.29 $ 3.18 $ 3.45