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Consolidated Balance Sheets (Unaudited) (USD $)
Sep. 30, 2011
Dec. 31, 2010
Sep. 30, 2010
Assets   
Cash and cash equivalents$ 16,563,000$ 13,838,000$ 13,880,000
Time deposits in other banks100,000100,0000
Securities available for sale326,782,000293,229,000232,075,000
Securities to be held to maturity (fair value of $137,227,000 at September 30, 2011, $110,366,000 at December 31, 2010 and $126,668,000 at September 30, 2010)129,699,000107,380,000121,341,000
Federal Reserve Bank stock, at cost1,412,0001,412,0001,412,000
Federal Home Loan Bank stock, at cost14,031,00014,031,00014,031,000
Loans held for sale230,0002,806,0001,031,000
Loans868,573,000887,596,000918,538,000
Less allowance for loan losses15,319,00013,316,00014,245,000
Net loans853,254,000874,280,000904,293,000
Accrued interest receivable5,018,0005,263,0005,445,000
Premises and equipment18,872,00018,980,00018,458,000
Other real estate owned6,310,0004,929,0005,338,000
Goodwill27,684,00027,684,00027,684,000
Other assets27,083,00029,870,00029,636,000
Total assets1,427,038,0001,393,802,0001,374,624,000
Liabilities   
Demand deposits88,472,00074,032,00080,695,000
NOW deposits130,522,000119,823,000123,899,000
Money market deposits77,736,00071,604,00069,119,000
Savings deposits114,079,000100,870,000102,911,000
Certificates of deposit594,085,000608,189,000610,308,000
Total deposits1,004,894,000974,518,000986,932,000
Borrowed funds - short term135,452,000127,160,00092,500,000
Borrowed funds - long term120,164,000130,170,000130,172,000
Other liabilities15,990,00012,106,00012,790,000
Total Liabilities1,276,500,0001,243,954,0001,222,394,000
Shareholders' equity   
Preferred stock, $1,000 preference value per share12,278,00024,705,00024,680,000
Common stock, one cent par value per share98,00098,00098,000
Additional paid-in capital45,706,00045,474,00045,385,000
Retained earnings84,360,00081,701,00080,843,000
Net unrealized gain (loss) on securities available-for-sale8,155,000(2,057,000)1,421,000
Net unrealized loss on postretirement benefit costs(59,000)(73,000)(197,000)
Total shareholders' equity150,538,000149,848,000152,230,000
Total liabilities & shareholders' equity$ 1,427,038,000$ 1,393,802,000$ 1,374,624,000
Common Stock   
Number of shares authorized18,000,00018,000,00018,000,000
Number of shares issued and outstanding9,800,5079,773,0259,765,631
Book value per common share$ 14.11$ 12.80$ 13.06
Tangible book value per common share$ 11.28$ 9.97$ 10.23