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Consolidated Statements of Cash Flows (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Cash flows from operating activities  
Net income$ 9,341,000$ 9,039,000
Adjustments to reconcile net income to net cash provided by operating activities:  
Depreciation1,018,0001,062,000
Change in deferred taxes(644,000)949,000
Provision for loan losses5,600,0006,300,000
Loans originated for resale(33,416,000)(39,369,000)
Proceeds from sales and transfers of loans35,992,00041,214,000
Net gain on sale or call of securities held-to-maturity(237,000)(2,000)
Net (gain)/loss on sale of other real estate owned(13,000)31,000
Provision for losses on other real estate owned800,000310,000
Equity compensation expense17,00028,000
Net (increase) decrease in other assets and accrued interest2,043,000(640,000)
Net increase (decrease) in other liabilities(473,000)287,000
Net loss on disposal of premises and equipment5,0000
Net amortization of premiums on investments2,908,000181,000
Amortization of investment in limited partnership292,000225,000
Net acquisition amortization173,000173,000
Net cash provided by operating activities23,406,00019,788,000
Cash flows from investing activities  
Proceeds from maturities, payments and calls of securities available for sale34,209,00077,239,000
Proceeds from sales of securities available for sale75,182,000202,000
Proceeds from maturities, payments and calls of securities to be held to maturity16,031,00070,522,000
Proceeds from sales of other real estate owned2,875,0002,593,000
Purchases of securities available for sale(129,488,000)(226,805,000)
Purchases of securities to be held to maturity(38,765,000)0
Net decrease in loans10,383,00025,334,000
Capital expenditures(915,000)(1,188,000)
Net cash used in investing activities(30,488,000)(52,103,000)
Cash flows from financing activities  
Net increase in demand, savings, and money market accounts44,480,00010,054,000
Net increase (decrease) in certificates of deposit(14,072,000)54,243,000
Advances on long-term borrowings010,000,000
Net decrease in short-term borrowings(1,707,000)(37,099,000)
Repurchase of preferred stock(12,500,000) 
Proceeds from sale of common stock288,000311,000
Dividends paid(6,682,000)(6,646,000)
Net cash provided by financing activities9,807,00030,863,000
Net increase (decrease) in cash and cash equivalents2,725,000(1,452,000)
Cash and cash equivalents at beginning of year13,838,00015,332,000
Cash and cash equivalents at end of period16,563,00013,880,000
Interest paid11,418,00012,856,000
Income taxes paid2,557,0002,130,000
Non-cash transactions  
Change in net unrealized gain on available for sale securities, net of tax(10,212,000)(1,546,000)
Net transfer from loans to other real estate owned$ 5,043,000$ 2,927,000