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Other Operating Income and Expense

12 Months Ended

Dec. 31, 2011

Notes to Financial Statements [Abstract]

Other Operating Income and Expense

Note 20. Other Operating Income and Expense

Other operating income and other operating expense include the following items greater than 1% of revenues.

For the years ended December 31,		2011				2010				2009
Other operating income
Merchant credit card processing income		$	-			$	-			$	2,289,000
ATM and debit card income			1,744,000				1,394,000				1,184,000
Gain on sale of merchant credit card processing portfolio			-				-				1,402,000
Other operating expense
Merchant credit card processing fees		$	-			$	-			$	2,214,000
Advertising and marketing expense			713,000				688,000				-
Collections/foreclosures/other real estate owned expense			964,000				825,000				-

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- Definition

Discloses other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that should be disclosed in this note, or in the income statement, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 3, 6, 7, 9

-Article 5

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