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Consolidated Statements of Cash Flows (USD $)
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities      
Net income $ 12,364,000 $ 12,116,000 $ 13,042,000
Adjustments to reconcile net income to net cash provided by operating activities      
Depreciation 1,355,000 1,394,000 1,483,000
Change in deferred income taxes 730,000 395,000 (1,210,000)
Provision for loan losses 10,550,000 8,400,000 12,160,000
Loans originated for resale (34,304,000) (65,726,000) (117,282,000)
Proceeds from sales of loans 37,110,000 65,796,000 115,704,000
Net (gain) loss on sale or call of securities (3,293,000) (2,000) 150,000
Write-down of securities available for sale 0 0 916,000
Net amortization (accretion) of premiums and discounts on investments 3,583,000 899,000 (2,774,000)
Net (gain) loss on sale of other real estate owned (7,000) 122,000 223,000
Provision for losses on other real estate owned 1,284,000 352,000 481,000
Equity compensation expense 22,000 37,000 37,000
Net change in other assets and accrued interest receivable 1,288,000 177,000 (4,013,000)
Net change in other liabilities (1,596,000) 1,139,000 (728,000)
Net loss on sale of premises and equipment 5,000 0 11,000
Amortization of investments in limited partnerships 390,000 300,000 275,000
Net acquisition amortization 244,000 251,000 260,000
Net cash provided by operating activities 29,725,000 25,650,000 18,735,000
Cash flows from investing activities      
Proceeds from sales of securities available for sale 140,417,000 202,000 4,051,000
Purchase of time deposits in other banks 0 (100,000) 0
Maturity of time deposits in other banks 100,000 0 0
Proceeds from maturities, payments, calls of securities available for sale 42,756,000 101,223,000 10,255,000
Proceeds from maturities, payments, calls of securities held to maturity 28,644,000 84,287,000 183,973,000
Proceeds from sales of other real estate owned 5,124,000 3,722,000 820,000
Purchases of securities available for sale (161,386,000) (316,453,000) (81,853,000)
Investments in limited partnerships 0 0 (1,371,000)
Purchases of securities to be held to maturity (44,424,000) (1,363,000) (138,186,000)
Purchases of Federal Reserve Bank stock 0 0 (750,000)
Net decrease in loans 6,176,000 52,395,000 15,017,000
Capital expenditures (1,222,000) (2,043,000) (3,798,000)
Proceeds from sale of premises and equipment 0 0 1,000
Net cash provided (used) in investing activities 16,185,000 (78,130,000) (11,841,000)
Cash flows from financing activities      
Net increase (decrease) in transaction and savings accounts 25,828,000 (241,000) (22,217,000)
Net increase (decrease) in certificates of deposit (58,981,000) 52,124,000 19,164,000
Advances on long-term borrowings 30,000,000 30,000,000 10,000,000
Repayments on long-term borrowings (30,000,000) (50,000,000) (27,000,000)
Net increase (decrease) in short-term borrowings 8,340,000 27,552,000 (5,289,000)
Proceeds from issuance of preferred stock 0 0 25,000,000
Repurchase of preferred stock (12,500,000) 0 0
Payments to repurchase common stock 0 0 (263,000)
Proceeds from sale of common stock 431,000 416,000 836,000
Dividends paid (8,751,000) (8,865,000) (8,649,000)
Net cash provided (used) by financing activities (45,633,000) 50,986,000 (8,418,000)
Net increase (decrease) in cash and cash equivalents 277,000 (1,494,000) (1,524,000)
Cash and cash equivalents at beginning of year 13,838,000 15,332,000 16,856,000
Cash and cash equivalents at end of year 14,115,000 13,838,000 15,332,000
Interest paid 14,901,000 16,824,000 19,160,000
Income taxes paid 3,037,000 3,317,000 5,859,000
Non-cash transactions      
Transfer from loans to other real estate owned $ 5,566,000 $ 3,780,000 $ 4,441,000