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Consolidated Balance Sheets (Unaudited) (USD $)
Mar. 31, 2012
Dec. 31, 2011
Mar. 31, 2011
Assets      
Cash and cash equivalents $ 12,123,000 $ 14,115,000 $ 13,700,000
Interest bearing deposits in other banks 1,532,000 0 100,000
Securities available for sale 317,111,000 286,202,000 325,451,000
Securities to be held to maturity (fair value of $144,633,000 at March 31, 2012, $130,677,000 at December 31, 2011 and $114,051,000 at March 31, 2012) 137,606,000 122,661,000 109,936,000
Federal Reserve Bank stock, at cost 1,411,000 1,411,000 1,411,000
Federal Home Loan Bank stock, at cost 13,412,000 14,032,000 14,032,000
Loans held for sale 184,000 0 450,000
Loans 870,892,000 864,988,000 894,684,000
Less allowance for loan losses 12,954,000 13,000,000 14,000,000
Net loans 857,938,000 851,988,000 880,684,000
Accrued interest receivable 5,690,000 4,835,000 6,236,000
Premises and equipment, net 18,722,000 18,842,000 18,685,000
Other real estate owned 4,214,000 4,094,000 4,575,000
Goodwill 27,684,000 27,684,000 27,684,000
Other assets 26,165,000 27,003,000 28,094,000
Total assets 1,423,792,000 1,372,867,000 1,431,038,000
Liabilities      
Demand deposits 69,520,000 75,750,000 67,502,000
NOW deposits 120,844,000 122,775,000 120,045,000
Money market deposits 75,752,000 79,015,000 73,766,000
Savings deposits 118,946,000 114,617,000 108,359,000
Certificates of deposit 630,773,000 549,176,000 680,585,000
Total deposits 1,015,835,000 941,333,000 1,050,257,000
Borrowed funds - short term 109,990,000 135,500,000 87,366,000
Borrowed funds - long term 130,161,000 130,163,000 130,168,000
Other liabilities 16,213,000 15,013,000 11,703,000
Total Liabilities 1,272,199,000 1,222,009,000 1,279,494,000
Shareholders' equity      
Preferred stock, $1,000 preference value per share 12,328,000 12,303,000 24,729,000
Common stock, one cent par value per share 98,000 98,000 98,000
Additional paid-in capital 46,011,000 45,829,000 45,551,000
Retained earnings 86,150,000 85,314,000 82,623,000
Net unrealized gain (loss) on securities available-for-sale 7,088,000 7,401,000 (1,389,000)
Net unrealized loss on postretirement benefit costs (82,000) (87,000) (68,000)
Total shareholders' equity 151,593,000 150,858,000 151,544,000
Total liabilities & shareholders' equity $ 1,423,792,000 $ 1,372,867,000 $ 1,431,038,000
Common Stock      
Number of shares authorized 18,000,000 18,000,000 18,000,000
Number of shares issued and outstanding 9,839,760 9,812,180 9,786,964
Book value per common share $ 14.15 $ 14.12 $ 12.96
Tangible book value per common share $ 11.34 $ 11.30 $ 10.13