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Consolidated Balance Sheets (Unaudited) (USD $)
Jun. 30, 2012
Dec. 31, 2011
Jun. 30, 2011
Assets      
Cash and cash equivalents $ 14,192,000 $ 14,115,000 $ 14,322,000
Interest bearing deposits in other banks 0 0 100,000
Securities available for sale 307,347,000 286,202,000 304,278,000
Securities to be held to maturity (fair value of $143,628,000 at June 30, 2012, $130,677,000 at December 31, 2011 and $128,426,000 at June 30, 2011) 135,775,000 122,661,000 122,970,000
Restricted equity securities, at cost 14,448,000 15,443,000 15,443,000
Loans held for sale 378,000 0 419,000
Loans 881,814,000 864,988,000 886,929,000
Less allowance for loan losses 14,384,000 13,000,000 15,034,000
Net loans 867,430,000 851,988,000 871,895,000
Accrued interest receivable 6,024,000 4,835,000 6,511,000
Premises and equipment, net 18,500,000 18,842,000 18,351,000
Other real estate owned 5,188,000 4,094,000 7,723,000
Goodwill 27,684,000 27,684,000 27,684,000
Other assets 27,791,000 27,003,000 27,994,000
Total assets 1,424,757,000 1,372,867,000 1,417,690,000
Liabilities      
Demand deposits 77,019,000 75,750,000 71,517,000
NOW deposits 123,897,000 122,775,000 117,064,000
Money market deposits 71,009,000 79,015,000 69,681,000
Savings deposits 119,471,000 114,617,000 107,278,000
Certificates of deposit 613,878,000 549,176,000 633,298,000
Total deposits 1,005,274,000 941,333,000 998,838,000
Borrowed funds - short term 118,767,000 135,500,000 119,170,000
Borrowed funds - long term 130,159,000 130,163,000 130,166,000
Other liabilities 17,152,000 15,013,000 13,306,000
Total liabilities 1,271,352,000 1,222,009,000 1,261,480,000
Shareholders' equity      
Preferred stock, $1,000 preference value per share 12,352,000 12,303,000 24,754,000
Common stock, one cent par value per share 98,000 98,000 98,000
Additional paid-in capital 46,110,000 45,829,000 45,629,000
Retained earnings 87,396,000 85,314,000 83,594,000
Net unrealized gain on securities available-for-sale 7,526,000 7,401,000 2,198,000
Net unrealized loss on postretirement benefit costs (77,000) (87,000) (63,000)
Total shareholders' equity 153,405,000 150,858,000 156,210,000
Total liabilities & shareholders' equity $ 1,424,757,000 $ 1,372,867,000 $ 1,417,690,000
Common Stock      
Number of shares authorized 18,000,000 18,000,000 18,000,000
Number of shares issued and outstanding 9,847,159 9,812,180 9,793,706
Book value per common share $ 14.32 $ 14.12 $ 13.42
Tangible book value per common share $ 11.51 $ 11.30 $ 10.60