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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities    
Net income $ 6,236,000 $ 6,336,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 663,000 681,000
Change in deferred taxes (688,000) (374,000)
Provision for loan losses 4,900,000 4,100,000
Loans originated for resale (13,273,000) (20,502,000)
Proceeds from sales and transfers of loans 13,089,000 22,889,000
Net gain on sale or call of securities (1,967,000) (229,000)
Net loss on sale of other real estate owned 39,000 47,000
Provision for losses on other real estate owned 198,000 145,000
Equity compensation expense 40,000 11,000
Net increase in other assets and accrued interest (1,831,000) (482,000)
Net increase in other liabilities 2,243,000 66,000
Net loss on disposal of premises and equipment 0 5,000
Net amortization of premiums on investments 1,482,000 2,048,000
Amortization of investment in limited partnership 238,000 195,000
Net acquisition amortization 103,000 103,000
Net cash provided by operating activities 11,472,000 15,039,000
Cash flows from investing activities    
Proceeds from maturities, payments and calls of securities available for sale 26,024,000 26,723,000
Proceeds from sales of securities available for sale 25,137,000 75,176,000
Proceeds from maturities, payments and calls of securities to be held to maturity 21,871,000 10,441,000
Proceeds from sales of other real estate owned 667,000 992,000
Purchases of securities available for sale (71,706,000) (107,910,000)
Purchases of securities to be held to maturity (35,101,000) (26,342,000)
Redemption of restricted equity securities 995,000 0
Net increase in loans (22,340,000) (5,693,000)
Capital expenditures (321,000) (57,000)
Net cash used in investing activities (54,774,000) (26,670,000)
Cash flows from financing activities    
Net decrease in demand, savings, and money market accounts (761,000) (789,000)
Net increase in certificates of deposit 64,734,000 25,141,000
Net decrease in short-term borrowings (16,730,000) (7,987,000)
Proceeds from sale of common stock 290,000 193,000
Dividends paid (4,154,000) (4,443,000)
Net cash provided by financing activities 43,379,000 12,115,000
Net increase in cash and cash equivalents 77,000 484,000
Cash and cash equivalents at beginning of period 14,115,000 13,838,000
Cash and cash equivalents at end of period 14,192,000 14,322,000
Interest paid 6,640,000 7,594,000
Income taxes paid 869,000 1,297,000
Non-cash transactions    
Net transfer from loans to other real estate owned $ 1,998,000 $ 3,978,000