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Consolidated Balance Sheets (Unaudited) (USD $)
Sep. 30, 2012
Dec. 31, 2011
Sep. 30, 2011
Assets      
Cash and cash equivalents $ 14,904,000 $ 14,115,000 $ 16,563,000
Interest bearing deposits in other banks 681,000 0 100,000
Securities available for sale 299,900,000 286,202,000 326,782,000
Securities to be held to maturity (fair value of $162,382,000 at September 30, 2012, $130,677,000 at December 31, 2011 and $137,227,000 at September 30, 2011) 154,256,000 122,661,000 129,699,000
Restricted equity securities, at cost 14,448,000 15,443,000 15,443,000
Loans held for sale 0 0 230,000
Loans 869,871,000 864,988,000 868,573,000
Less allowance for loan losses 14,739,000 13,000,000 15,319,000
Net loans 855,132,000 851,988,000 853,254,000
Accrued interest receivable 5,425,000 4,835,000 5,018,000
Premises and equipment, net 18,376,000 18,842,000 18,872,000
Other real estate owned 5,471,000 4,094,000 6,310,000
Goodwill 27,684,000 27,684,000 27,684,000
Other assets 27,039,000 27,003,000 27,083,000
Total assets 1,423,316,000 1,372,867,000 1,427,038,000
Liabilities      
Demand deposits 89,500,000 75,750,000 88,472,000
NOW deposits 136,472,000 122,775,000 130,522,000
Money market deposits 74,805,000 79,015,000 77,736,000
Savings deposits 130,354,000 114,617,000 114,079,000
Certificates of deposit 513,416,000 549,176,000 594,085,000
Total deposits 944,547,000 941,333,000 1,004,894,000
Borrowed funds - short term 164,592,000 135,500,000 135,452,000
Borrowed funds - long term 140,157,000 130,163,000 120,164,000
Other liabilities 17,383,000 15,013,000 15,990,000
Total liabilities 1,266,679,000 1,222,009,000 1,276,500,000
Shareholders' equity      
Preferred stock, $1,000 preference value per share 12,377,000 12,303,000 12,278,000
Common stock, one cent par value per share 98,000 98,000 98,000
Additional paid-in capital 46,205,000 45,829,000 45,706,000
Retained earnings 88,541,000 85,314,000 84,360,000
Net unrealized gain on securities available-for-sale 9,488,000 7,401,000 8,155,000
Net unrealized loss on postretirement benefit costs (72,000) (87,000) (59,000)
Total shareholders' equity 156,637,000 150,858,000 150,538,000
Total liabilities & shareholders' equity $ 1,423,316,000 $ 1,372,867,000 $ 1,427,038,000
Common Stock      
Number of shares authorized 18,000,000 18,000,000 18,000,000
Number of shares issued and outstanding 9,853,396 9,812,180 9,800,507
Book value per common share $ 14.64 $ 14.12 $ 14.11
Tangible book value per common share $ 11.83 $ 11.30 $ 11.28