XML 54 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Balance Sheets (Audited) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Assets    
Cash and cash equivalents $ 14,958,000 $ 14,115,000
Interest bearing deposits in other banks 1,638,000 0
Securities available for sale 291,614,000 286,202,000
Securities to be held to maturity 143,320,000 122,661,000
Restricted equity securities, at cost 14,448,000 15,443,000
Loans held for sale 1,035,000 0
Loans 869,284,000 864,988,000
Less allowance for loan losses 12,500,000 13,000,000
Net loans 856,784,000 851,988,000
Accrued interest receivable 4,912,000 4,835,000
Premises and equipment, net 22,988,000 18,842,000
Other real estate owned 7,593,000 4,094,000
Goodwill 29,805,000 27,684,000
Other assets 25,904,000 27,003,000
Total assets 1,414,999,000 1,372,867,000
Liabilities    
Demand deposits 90,252,000 75,750,000
NOW deposits 147,309,000 122,775,000
Money market deposits 80,983,000 79,015,000
Savings deposits 135,250,000 114,617,000
Certificates of deposit 505,056,000 549,176,000
Total deposits 958,850,000 941,333,000
Borrowed funds - short term 142,750,000 135,500,000
Borrowed funds - long term 140,155,000 130,163,000
Other liabilities 16,921,000 15,013,000
Total liabilities 1,258,676,000 1,222,009,000
Shareholders' equity    
Preferred stock, $1,000 preference value per share 12,402,000 12,303,000
Common stock, one cent par value per share 98,000 98,000
Additional paid-in capital 46,314,000 45,829,000
Retained earnings 89,692,000 85,314,000
Net unrealized gain on securities available-for-sale 7,940,000 7,401,000
Net unrecognized loss on postretirement benefit costs (123,000) (87,000)
Total shareholders' equity 156,323,000 150,858,000
Total liabilities and shareholders' equity $ 1,414,999,000 $ 1,372,867,000
Common Stock    
Number of shares authorized 18,000,000 18,000,000
Number of shares issued and outstanding 9,859,914 9,812,180
Book value per common share $ 14.60 $ 14.12
Tangible book value per common share $ 11.47 $ 11.20