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Consolidated Statements of Income (Audited) (USD $)
3 Months Ended 12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and dividend income          
Interest and fees on loans (includes tax-exempt income of $696,000 in 2012, $696,000 in 2011, and $868,000 in 2010)     $ 37,026,000 $ 39,805,000 $ 43,903,000
Interest on deposits with other banks     4,000 12,000 6,000
Interest and dividends on investments (includes tax-exempt income of $4,332,000 in 2012, $4,332,000 in 2011, and $3,373,000 in 2010)     14,795,000 15,885,000 13,351,000
Total interest and dividend income 12,694,000 13,553,000 51,825,000 55,702,000 57,260,000
Interest expense          
Interest on deposits     8,396,000 9,746,000 10,297,000
Interest on borrowed funds     4,542,000 4,963,000 6,374,000
Total interest expense 3,201,000 3,516,000 12,938,000 14,709,000 16,671,000
Net interest income 9,493,000 10,037,000 38,887,000 40,993,000 40,589,000
Provision for loan losses 1,535,000 4,950,000 7,835,000 10,550,000 8,400,000
Net interest income after provision for loan losses 7,958,000 5,087,000 31,052,000 30,443,000 32,189,000
Non-interest income          
Fiduciary and investment management income     1,636,000 1,506,000 1,455,000
Service charges on deposit accounts     2,671,000 2,688,000 2,838,000
Net securities gains     1,968,000 3,293,000 2,000
Mortgage origination and servicing income     1,396,000 1,138,000 1,796,000
Other operating income     3,607,000 3,125,000 3,044,000
Total non-interest income 2,722,000 5,159,000 11,278,000 11,750,000 9,135,000
Non-interest expense          
Salaries and employee benefits     12,691,000 12,245,000 11,927,000
Occupancy expense     1,639,000 1,583,000 1,536,000
Furniture and equipment expense     2,235,000 2,144,000 2,209,000
FDIC insurance premiums     1,212,000 1,391,000 1,931,000
Acquisition-related costs     251,000 0 0
Amortization of identified intangibles     283,000 283,000 283,000
Other operating expense     7,960,000 8,392,000 7,244,000
Total non-interest expense 6,768,000 6,366,000 26,271,000 26,038,000 25,130,000
Income before income taxes 3,912,000 3,880,000 16,059,000 16,155,000 16,194,000
Applicable tax expense 683,000 858,000 3,371,000 3,791,000 4,078,000
Net income 3,229,000 3,022,000 12,688,000 12,364,000 12,116,000
Basic earnings per common share $ 0.31 $ 0.29 $ 1.22 $ 1.14 $ 1.10
Diluted earnings per common share $ 0.31 $ 0.29 $ 1.22 $ 1.14 $ 1.10
Other comprehensive income, net of tax          
Unrealized gain (loss) on securities available for sale 829,000 14,551,000 829,000 14,551,000 (2,973,000)
Related tax expense (benefit) 290,000 5,093,000 290,000 5,093,000 (1,041,000)
Net unrealized gain (loss) on securities available for sale (1,548,000) (754,000) 539,000 9,458,000 (1,932,000)
Unrecognized postretirement benefits (56,000) (22,000) (56,000) (22,000) 213,000
Related tax expense (benefit) (20,000) (8,000) (20,000) (8,000) 75,000
Net unrecognized (loss) gain on postretirement benefits (51,000) (28,000) (36,000) (14,000) 138,000
Other comprehensive income (loss) (1,599,000) (782,000) 503,000 9,444,000 (1,794,000)
Comprehensive income $ 1,630,000 $ 2,240,000 $ 13,191,000 $ 21,808,000 $ 10,322,000