Consolidated Statements of Cash Flows (Unaudited) (USD $)	6 Months Ended
Jun. 30, 2013	Jun. 30, 2012
Cash flows from operating activities
Net income	$ 6,098,000	$ 6,236,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	838,000	663,000
Change in deferred taxes	(13,000)	(688,000)
Provision for loan losses	2,700,000	4,900,000
Loans originated for resale	(34,725,000)	(12,535,000)
Proceeds from sales and transfers of loans	35,549,000	12,720,000
Net gain on sales of loans	(836,000)	(369,000)
Net gain on sale or call of securities	(1,087,000)	(1,967,000)
Net amortization of premiums on investments	1,152,000	1,482,000
Net loss on sale of other real estate owned	24,000	39,000
Provision for losses on other real estate owned	332,000	198,000
Equity compensation expense	107,000	40,000
Net increase in other assets and accrued interest	(125,000)	(1,831,000)
Net increase in other liabilities	900,000	2,243,000
Net loss on disposal of premises and equipment	4,000	0
Amortization of investment in limited partnership	260,000	238,000
Net acquisition amortization	163,000	103,000
Net cash provided by operating activities	11,341,000	11,472,000
Cash flows from investing activities
Decrease in interest-bearing deposits in other banks	1,304,000	0
Proceeds from sales of securities available for sale	10,563,000	25,137,000
Proceeds from maturities, payments and calls of securities available for sale	35,593,000	26,024,000
Proceeds from maturities, payments and calls of securities to be held to maturity	28,818,000	21,871,000
Proceeds from sales of other real estate owned	2,062,000	667,000
Purchases of securities available for sale	(59,873,000)	(71,706,000)
Purchases of securities to be held to maturity	(62,728,000)	(35,101,000)
Redemption of restricted equity securities	536,000	995,000
Net (increase) decrease in loans	32,000	(22,340,000)
Capital expenditures	(1,767,000)	(321,000)
Net cash used in investing activities	(45,460,000)	(54,774,000)
Cash flows from financing activities
Net increase (decrease) in demand, savings, and money market accounts	4,479,000	(761,000)
Net increase in certificates of deposit	64,353,000	64,734,000
Net decrease in short-term borrowings	(25,797,000)	(16,730,000)
Repurchase of preferred stock	(12,500,000)	0
Proceeds from sale of common stock	11,751,000	290,000
Dividends paid	(4,442,000)	(4,154,000)
Net cash provided by financing activities	37,844,000	43,379,000
Net increase in cash and cash equivalents	3,725,000	77,000
Cash and cash equivalents at beginning of period	14,958,000	14,115,000
Cash and cash equivalents at end of period	18,683,000	14,192,000
Interest paid	6,368,000	6,640,000
Income taxes paid	950,000	869,000
Non-cash transactions
Net transfer from loans to other real estate owned	$ 651,000	$ 1,998,000

The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.

No definition available.