Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities
Net income	$ 9,463,000	$ 9,459,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	1,282,000	992,000
Change in deferred taxes	176,000	(929,000)
Provision for loan losses	3,500,000	6,300,000
Loans originated for resale	(48,833,000)	(29,138,000)
Proceeds from sales and transfers of loans	49,389,000	29,889,000
Net gain on sales of loans	(1,076,000)	(751,000)
Net gain on sale or call of securities	(1,087,000)	(1,967,000)
Net amortization of premiums on investments	1,566,000	2,125,000
Net loss on sale of other real estate owned	11,000	29,000
Provision for losses on other real estate owned	390,000	291,000
Equity compensation expense	161,000	57,000
Net (increase) decrease in other assets and accrued interest	3,260,000	(483,000)
Net increase (decrease) in other liabilities	(1,150,000)	1,478,000
Net (gain) loss on disposal of premises and equipment	4,000	(30,000)
Amortization of investment in limited partnership	390,000	357,000
Net acquisition amortization	245,000	212,000
Net cash provided by operating activities	17,691,000	17,891,000
Cash flows from investing activities
(Increase) decrease in interest-bearing deposits in other banks	851,000	(681,000)
Proceeds from sales of securities available for sale	10,563,000	25,437,000
Proceeds from maturities, payments and calls of securities available for sale	47,223,000	43,997,000
Proceeds from maturities, payments and calls of securities to be held to maturity	33,857,000	42,497,000
Proceeds from sales of other real estate owned	5,074,000	2,077,000
Purchases of securities available for sale	(103,307,000)	(79,941,000)
Purchases of securities to be held to maturity	(62,728,000)	(74,230,000)
Redemption of restricted equity securities	536,000	995,000
Net (increase) decrease in loans	2,026,000	(13,218,000)
Capital expenditures	(1,965,000)	(554,000)
Proceeds from sale of equipment	0	58,000
Net cash used in investing activities	(67,870,000)	(53,563,000)
Cash flows from financing activities
Net increase in demand, savings, and money market accounts	51,212,000	38,974,000
Net increase (decrease) in certificates of deposit	27,404,000	(35,760,000)
Net increase in short-term borrowings	0	39,086,000
Repayments of Long-term Debt	(16,128,000)	0
Repurchase of preferred stock	(12,500,000)	0
Proceeds from sale of common stock	11,872,000	393,000
Dividends paid	(6,522,000)	(6,232,000)
Net cash provided by financing activities	55,338,000	36,461,000
Net increase in cash and cash equivalents	5,159,000	789,000
Cash and cash equivalents at beginning of period	14,958,000	14,115,000
Cash and cash equivalents at end of period	20,117,000	14,904,000
Interest paid	9,530,000	9,853,000
Income taxes paid	1,310,000	2,060,000
Non-cash transactions
Net transfer from loans to other real estate owned	$ 1,642,000	$ 3,774,000

The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.

No definition available.