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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)
12 Months Ended
Dec. 31, 2013
Commitments and Contingencies Disclosure [Abstract]  
Off-Balance-Sheet Financial instruments
At December 31, 2013 and 2012, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,
2013
 
2012
Unused lines, collateralized by residential real estate
$
58,265,000

 
$
56,420,000

Other unused commitments
48,646,000

 
45,747,000

Standby letters of credit
4,086,000

 
2,700,000

Commitments to extend credit
7,224,000

 
6,245,000

Total
$
118,221,000

 
$
111,112,000