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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)
12 Months Ended
Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]  
Off-Balance-Sheet Financial instruments
At December 31, 2014 and 2013, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,
2014
 
2013
Unused lines, collateralized by residential real estate
$
65,264,000

 
$
58,265,000

Other unused commitments
49,608,000

 
48,646,000

Standby letters of credit
4,480,000

 
4,086,000

Commitments to extend credit
13,593,000

 
7,224,000

Total
$
132,945,000

 
$
118,221,000