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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2016

Commitments and Contingencies Disclosure [Abstract]

Off-Balance-Sheet Financial instruments

At December 31, 2016 and 2015, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,	2016				2015
Unused lines, collateralized by residential real estate	$	76,646,000			$	69,244,000
Other unused commitments	57,738,000				49,833,000
Standby letters of credit	4,198,000				4,098,000
Commitments to extend credit	10,684,000				10,374,000
Total	$	149,266,000			$	133,549,000

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