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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2017

Commitments and Contingencies Disclosure [Abstract]

Off-Balance-Sheet Financial instruments

At December 31, 2017 and 2016, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,	2017				2016
Unused lines, collateralized by residential real estate	$	76,887,000			$	76,646,000
Other unused commitments	62,771,000				57,738,000
Standby letters of credit	3,497,000				4,198,000
Commitments to extend credit	8,724,000				10,684,000
Total	$	151,879,000			$	149,266,000

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