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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2018

Commitments and Contingencies Disclosure [Abstract]

Off-Balance-Sheet Financial instruments

At December 31, 2018 and 2017, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,	2018				2017
Unused lines, collateralized by residential real estate	$	83,421,000			$	76,887,000
Other unused commitments	60,033,000				62,771,000
Standby letters of credit	3,590,000				3,497,000
Commitments to extend credit	19,268,000				8,724,000
Total	$	166,312,000			$	151,879,000

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