XML 88 R76.htm IDEA: XBRL DOCUMENT v3.10.0.1
Allowance for Loan Losses - Narrative (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2018
USD ($)
loan_class
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Percent of related loans 0.45%      
Increase (decrease) in qualitative portion $ 381      
Allowance for loan losses $ 11,232 $ 10,729 $ 10,138 $ 9,916
Allowance for loan losses as a percent of total loans 0.91% 0.92%    
Number of commercial loan classes | loan_class 3      
Loan-to-value percent, commercial real estate 80.00%      
Number of residential loan classes | loan_class 2      
Construction loans, percent of capital 25.70%      
Construction loans, maximum percent of capital 100.00%      
Construction loans and non-owner-occupied commercial real estate loans, percent of capital 126.40%      
Construction loans and non-owner-occupied commercial real estate loans, maximum percent of capital 300.00%      
Outstanding loans and commitments subject by independent consulting firm 60.00%      
Residential loans, loan to value percent minimum 75.00%      
Residential loans, loan to value percent, maximum 80.00%      
Consumer loans, loan to value percent, minimum 80.00%      
Consumer loans, loan to value percent, maximum 90.00%      
Commercial | Construction        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 255 $ 434 396 580
Loan maturities 2 years      
Home Equity LIne of Credit        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 730 692 807 893
Loan maturities 300 months      
Loan to value ratio 0.80      
Residential        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Loan to value ratio 0.80      
Amortization term (in years) 30 years      
Delinquent period before residential loans are placed on non-accrual status 90 days      
Delinquent period for loans charged off 180 days      
Delinquent period for loans charged off after receipt of notification 60 days      
Residential | Construction        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 34 36 44 24
Loan maturities 1 year      
Consumer        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 630 545 $ 559 $ 566
Delinquent period before consumer loans are charged off 120 days      
Unallocated Reserves        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 1,216 $ 642    
Percent of total allowance reserve 10.80% 6.00%    
Unallocated Reserves | Commercial | Construction        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 0 $ 0    
Unallocated Reserves | Home Equity LIne of Credit        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses 0 0    
Unallocated Reserves | Residential | Construction        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses 0 0    
Unallocated Reserves | Consumer        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Allowance for loan losses $ 0 $ 0