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v3.20.4

Allowance for Loan Losses - Narrative (Details) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Dec. 31, 2020 USD ($) loan_class | Dec. 31, 2019 USD ($) | Dec. 31, 2018 USD ($) | Dec. 31, 2017 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Percent of related loans | 0.80% | 0.48% |  |
Increase (decrease) in qualitative portion | $ 5,534 |  |  |
Allowance for loan losses | $ 16,253 | $ 11,639 | $ 11,232 | $ 10,729
Allowance for loan losses as a percent of total loans | 1.10% | 0.90% |  |
Allowance for loan losses as a percent of total loans, excluding PPP loan balances | 1.15% |  |  |
Number of commercial loan classes | loan_class | 3 |  |  |
Loan-to-value percent, commercial real estate | 80.00% |  |  |
Number of residential loan classes | loan_class | 2 |  |  |
Construction loans, percent of capital | 37.70% |  |  |
Construction loans, maximum percent of capital | 100.00% |  |  |
Construction loans and non-owner-occupied commercial real estate loans, percent of capital | 147.10% |  |  |
Construction loans and non-owner-occupied commercial real estate loans, maximum percent of capital | 300.00% |  |  |
Outstanding loans and commitments subject by independent consulting firm | 60.00% |  |  |
Residential loans, loan to value percent minimum | 75.00% |  |  |
Residential loans, loan to value percent, maximum | 80.00% |  |  |
Consumer loans, loan to value percent, minimum | 80.00% |  |  |
Consumer loans, loan to value percent, maximum | 90.00% |  |  |
Commercial | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 662 | $ 365 | 255 | 434
Loan maturities | 2 years |  |  |
Home equity line of credit |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 1,211 | 1,078 | 730 | 692
Loan maturities | 300 months |  |  |
Loan to value ratio | 0.80 |  |  |
Residential |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loan to value ratio | 0.80 |  |  |
Amortization term (in years) | 30 years |  |  |
Delinquent period before residential loans are placed on non-accrual status | 90 days |  |  |
Delinquent period for loans charged off | 180 days |  |  |
Delinquent period for loans charged off after receipt of notification | 60 days |  |  |
Residential | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 102 | 25 | 34 | 36
Loan maturities | 1 year |  |  |
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 778 | 867 | $ 630 | $ 545
Delinquent period before consumer loans are charged off | 120 days |  |  |
Unallocated Reserves |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 2,134 | $ 1,182 |  |
Percent of total allowance reserve | 13.10% | 10.20% |  |
Unallocated Reserves | Commercial | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 0 | $ 0 |  |
Unallocated Reserves | Home equity line of credit |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 0 | 0 |  |
Unallocated Reserves | Residential | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 0 | 0 |  |
Unallocated Reserves | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 0 | $ 0 |  |

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