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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2020

Commitments and Contingencies Disclosure [Abstract]

Off-Balance-Sheet Financial instruments

At December 31, 2020 and 2019, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,			2020						2019
Unused lines, collateralized by residential real estate			$	89,852,000					$	81,193,000
Other unused commitments			102,963,000						90,186,000
Standby letters of credit			4,415,000						4,496,000
Commitments to extend credit			34,526,000						19,702,000
Total			$	231,756,000					$	195,577,000

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