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v3.21.1

Allowance for Loan Losses - Narrative (Details) $ in Thousands | 3 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | ---
Mar. 31, 2021 USD ($) loan_class | Dec. 31, 2020 USD ($) | Mar. 31, 2020 USD ($) | Dec. 31, 2019 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Number of loan classes | loan_class | 8 |  |  |
Percent of related loans | 0.83% | 0.80% |  |
Increase (decrease) in qualitative portion | $ 796 |  |  |
Allowance for loan losses | $ 16,594 | $ 16,253 | $ 11,858 | $ 11,639
Allowance for loan losses as a percent of total loans | 1.09% | 1.10% | 0.88% |
Number of classes in the commercial loan portfolio | loan_class | 3 |  |  |
Loan-to-value percent, commercial real estate | 80.00% |  |  |
Number of classes in the residential loan portfolio | loan_class | 2 |  |  |
Construction loans, percent of capital | 36.60% |  |  |
Construction loans, maximum percent of capital | 100.00% |  |  |
Construction loans and non-owner-occupied commercial real estate loans, percent of capital | 155.20% |  |  |
Construction loans and non-owner-occupied commercial real estate loans, maximum percent of capital | 300.00% |  |  |
Outstanding loans and commitments subject by independent consulting firm | 60.00% |  |  |
Minimum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Residential loans, loan to value percent, maximum | 75.00% |  |  |
Consumer loans, loan to value percent, minimum | 80.00% |  |  |
Maximum |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Residential loans, loan to value percent, maximum | 80.00% |  |  |
Consumer loans, loan to value percent, minimum | 90.00% |  |  |
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 872 | $ 778 | $ 725 | 867
Delinquent period before consumer loans are charged off | 120 days |  |  |
Residential |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Loan to value ratio | 0.80 |  |  |
Amortization term (in years) | 30 years |  |  |
Delinquent period before residential loans are placed on non-accrual status | 90 days |  |  |
Delinquent period for loans charged off | 180 days |  |  |
Delinquent period for loans charged off after receipt of notification | 60 days |  |  |
Residential | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 131 | 102 | 32 | 25
Loan maturities | 1 year |  |  |
Home equity line of credit |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 947 | 1,211 | 1,012 | 1,078
Loan maturities | 300 months |  |  |
Loan to value ratio | 0.80 |  |  |
Commercial | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 649 | 662 | 424 | $ 365
Loan maturities | 2 years |  |  |
Unallocated Reserves |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 1,027 | $ 2,134 | 2,121 |
Percent of total allowance reserve | 6.20% | 13.10% |  |
Unallocated Reserves | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 0 | $ 0 | 0 |
Unallocated Reserves | Residential | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 0 | 0 | 0 |
Unallocated Reserves | Home equity line of credit |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | 0 | 0 | 0 |
Unallocated Reserves | Commercial | Construction |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Allowance for loan losses | $ 0 | $ 0 | $ 0 |

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