XML 61 R51.htm IDEA: XBRL DOCUMENT v3.22.2
Allowance for Loan Losses - Narrative (Details)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2022
USD ($)
loan_class
Dec. 31, 2021
USD ($)
Jun. 30, 2021
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Number of loan classes | loan_class 8    
Percent of related loans 0.66% 0.69%  
Increase (decrease) in qualitative portion $ 465    
Allowance for loan losses $ 16,201 $ 15,521 $ 17,034
Allowance for loan losses as a percent of total loans 0.91% 0.94% 1.07%
Number of classes in the commercial loan portfolio | loan_class 3    
Loan-to-value percent, commercial real estate 80.00%    
Number of classes in the residential loan portfolio | loan_class 2    
Construction loans, percent of capital 70.70%    
Construction loans, maximum percent of capital 100.00%    
Construction loans and non-owner-occupied commercial real estate loans, percent of capital 223.80%    
Construction loans and non-owner-occupied commercial real estate loans, maximum percent of capital 300.00%    
Outstanding loans and commitments subject by independent consulting firm 60.00%    
Residential loans, loan to value percent minimum 75.00%    
Residential loans, loan to value percent, maximum 80.00%    
Consumer loans, loan to value percent, minimum 80.00%    
Consumer loans, loan to value percent, maximum 90.00%    
Consumer      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 866 $ 833 $ 892
Delinquent period before consumer loans are charged off 120 days    
Residential      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loan to value ratio 0.80    
Amortization term (in years) 30 years    
Delinquent period before residential loans are placed on non-accrual status 90 days    
Delinquent period for loans charged off 180 days    
Delinquent period for loans charged off after receipt of notification 60 days    
Residential |    Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 191 148 160
Loan maturities 1 year    
Home equity line of credit      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 966 925 959
Loan maturities 300 months    
Loan to value ratio 0.80    
Commercial |    Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 1,151 746 750
Loan maturities 2 years    
Unallocated Reserves      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 1,850 $ 1,782 1,345
Percent of total allowance reserve 11.40% 11.50%  
Unallocated Reserves | Consumer      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 0 $ 0 0
Unallocated Reserves | Residential |    Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses 0 0 0
Unallocated Reserves | Home equity line of credit      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses 0 0 0
Unallocated Reserves | Commercial |    Construction      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Allowance for loan losses $ 0 $ 0 $ 0