XML 66 R52.htm IDEA: XBRL DOCUMENT v3.22.4
Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Actual and Minimum Capital Amounts and Ratios
The actual and minimum capital amounts and ratios for the Bank are presented in the following table:
ActualFor capital
adequacy
purposes
To be well-capitalized
under prompt corrective
action provisions
As of December 31, 2022
Tier 2 capital to$257,671,000 $152,467,000 $190,583,000 
risk-weighted assets13.52 %8.00 %10.00 %
Tier 1 capital to$240,848,000 $114,350,000 $152,467,000 
risk-weighted assets12.64 %6.00 %8.00 %
Common equity Tier 1 capital to$240,848,000 $85,762,000 $123,879,000 
     risk-weighted assets12.64 %4.50 %6.50 %
Tier 1 capital to$240,848,000 $109,451,000 $136,814,000 
average assets8.81 %4.00 %5.00 %
As of December 31, 2021
   
Tier 2 capital to$230,546,000 $130,118,000 $162,647,000 
risk-weighted assets14.17 %8.00 %10.00 %
Tier 1 capital to$214,925,000 $97,588,000 $130,118,000 
risk-weighted assets13.21 %6.00 %8.00 %
Common equity Tier 1 capital to$214,925,000 $73,191,000 $105,720,000 
     risk-weighted assets13.21 %4.50 %6.50 %
Tier 1 capital to$214,925,000 $100,461,000 $125,576,000 
average assets8.56 %4.00 %5.00 %
The actual and minimum capital amounts and ratios for the Company, on a consolidated basis, are presented in the following table:
ActualFor capital
adequacy
purposes
To be well-capitalized
under prompt corrective
action provisions
As of December 31, 2022
Tier 2 capital to$258,855,000 $152,467,000 n/a
risk-weighted assets13.58 %8.00 %n/a
Tier 1 capital to$242,032,000 $114,350,000 n/a
risk-weighted assets12.70 %6.00 %n/a
Common equity Tier 1 capital to$242,032,000 $85,762,000 n/a
     risk-weighted assets12.70 %4.50 %n/a
Tier 1 capital to$242,032,000 $107,442,000 n/a
average assets9.01 %4.00 %n/a
As of December 31, 2021
Tier 2 capital to$232,053,000 $130,118,000 n/a
risk-weighted assets14.27 %8.00 %n/a
Tier 1 capital to$216,432,000 $97,588,000 n/a
risk-weighted assets13.31 %6.00 %n/a
Common equity Tier 1 capital to$216,432,000 $73,191,000 n/a
     risk-weighted assets13.31 %4.50 %n/a
Tier 1 capital to$216,432,000 $100,312,000 n/a
average assets8.63 %4.00 %n/a