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Off-Balance-Sheet Financial Instruments and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2022

Commitments and Contingencies Disclosure [Abstract]

Schedule of Off-Balance-Sheet Financial instruments

At December 31, 2022 and 2021, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,			2022						2021
Unused lines, collateralized by residential real estate			$	105,637,000					$	94,650,000
Other unused commitments			113,175,000						121,331,000
Standby letters of credit			5,063,000						4,425,000
Commitments to extend credit			100,508,000						143,498,000
Total			$	324,383,000					$	363,904,000

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