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v3.23.3

Allowance for Credit Losses - Activity by Class (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | $ 23,465 | $ 16,201 | $ 16,723 | $ 15,521 | $ 15,521
Charge offs | 86 | 260 | 208 | 619 | 758
Recoveries | 104 | 46 | 178 | 185 | 210
Provision (credit) | (161) | 400 | 419 | 1,300 | 1,750
Ending balance | 23,322 | 16,387 | 23,322 | 16,387 | 16,723
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 6,210 |  |
Ending balance |  |  |  |  | 6,210
Commercial | Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Recoveries |  | (1) |  |  |
Commercial | Real Estate |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 4,719 | 5,480 | 6,116 | 5,367 | 5,367
Charge offs | 1 | 0 |  | 0 | 0
Recoveries | 2 |  |  | 16 | 20
Provision (credit) | (209) | 96 |  | 192 | 729
Ending balance | 4,511 | 5,575 | 4,511 | 5,575 | 6,116
Commercial | Real estate owner occupied |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 6,116 |  |
Charge offs |  |  | 40 |  |
Recoveries |  |  | 2 |  |
Provision (credit) |  |  | 119 |  |
Ending balance | 4,511 |  | 4,511 |  | 6,116
Commercial | Real estate owner occupied | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (1,686) |  |
Ending balance |  |  |  |  | (1,686)
Commercial | Real estate non-owner occupied |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 4,492 |  | 0 |  |
Charge offs | 0 |  | 0 |  |
Recoveries | 0 |  | 75 |  |
Provision (credit) | (63) |  | 39 |  |
Ending balance | 4,429 |  | 4,429 |  | 0
Commercial | Real estate non-owner occupied | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 4,315 |  |
Ending balance |  |  |  |  | 4,315
Commercial | Construction |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 1,469 | 1,151 | 821 | 746 | 746
Charge offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Provision (credit) | 133 | (30) | (162) | 375 | 75
Ending balance | 1,602 | 1,121 | 1,602 | 1,121 | 821
Commercial | Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 943 |  |
Ending balance |  |  |  |  | 943
Commercial | C&I |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 4,721 |  | 3,097 |  |
Charge offs | 16 |  | 16 |  |
Recoveries | 0 |  | 3 |  |
Provision (credit) | 92 |  | 68 |  |
Ending balance | 4,797 |  | 4,797 |  | 3,097
Commercial | C&I | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,645 |  |
Ending balance |  |  |  |  | 1,645
Commercial | Other |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  | 2,948 | 3,097 | 2,830 | 2,830
Charge offs |  | 229 |  | 272 | 309
Recoveries |  | 9 |  | 11 | 13
Provision (credit) |  | 286 |  | 445 | 563
Ending balance | 4,797 | 3,014 | 4,797 | 3,014 | 3,097
Commercial | Multifamily |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 1,312 |  | 0 |  |
Charge offs | 0 |  | 0 |  |
Recoveries | 0 |  | 0 |  |
Provision (credit) | (35) |  | 93 |  |
Ending balance | 1,277 |  | 1,277 |  | 0
Commercial | Multifamily | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,184 |  |
Ending balance |  |  |  |  | 1,184
Municipal |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 399 | 157 | 162 | 157 | 157
Charge offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Provision (credit) | (23) | 3 | 82 | 3 | 5
Ending balance | 376 | 160 | 376 | 160 | 162
Municipal | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 132 |  |
Ending balance |  |  |  |  | 132
Residential | Construction |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 609 | 191 | 199 | 148 | 148
Charge offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Provision (credit) | (33) | (23) | (358) | 20 | 51
Ending balance | 576 | 168 | 576 | 168 | 199
Residential | Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 735 |  |
Ending balance |  |  |  |  | 735
Residential | Term |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 4,831 | 2,592 | 2,559 | 2,733 | 2,733
Charge offs | 0 | 0 | 0 | 0 | 8
Recoveries | 4 | 16 | 10 | 27 | 29
Provision (credit) | 51 | (61) | 439 | (213) | (195)
Ending balance | 4,886 | 2,547 | 4,886 | 2,547 | 2,559
Residential | Term | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | 1,878 |  |
Ending balance |  |  |  |  | 1,878
Home Equity Line of Credit |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 635 | 966 | 1,029 | 925 | 925
Charge offs | 0 | 0 | 0 | 29 | 29
Recoveries | 3 | 2 | 10 | 3 | 4
Provision (credit) | (21) | 25 | 34 | 94 | 129
Ending balance | 617 | 993 | 617 | 993 | 1,029
Home Equity Line of Credit | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (456) |  |
Ending balance |  |  |  |  | (456)
Consumer |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 278 | 866 | 1,062 | 833 | 833
Charge offs | 69 | 31 | 152 | 318 | 412
Recoveries | 20 | 20 | 78 | 128 | 144
Provision (credit) | 22 | 17 | 65 | 229 | 497
Ending balance | 251 | 872 | 251 | 872 | 1,062
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | (802) |  |
Ending balance |  |  |  |  | (802)
Unallocated |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance | 0 | 1,850 | 1,678 | 1,782 | 1,782
Charge offs | 0 | 0 | 0 | 0 | 0
Recoveries | 0 | 0 | 0 | 0 | 0
Provision (credit) | 0 | 87 | 0 | 155 | (104)
Ending balance | $ 0 | $ 1,937 | 0 | $ 1,937 | 1,678
Unallocated | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ (1,678) |  |
Ending balance |  |  |  |  | $ (1,678)

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