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v3.23.3

Allowance for Credit Losses - Narrative (Details) | 9 Months Ended |  |  |  |  |  |
--- | --- | --- | --- | --- | --- | --- | ---
Sep. 30, 2023 USD ($) Unit loan_class | Jun. 30, 2023 USD ($) | Jan. 01, 2023 USD ($) | Dec. 31, 2022 USD ($) | Sep. 30, 2022 USD ($) | Jun. 30, 2022 USD ($) | Dec. 31, 2021 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 23,322,000 | $ 23,465,000 |  | $ 16,723,000 | $ 16,387,000 | $ 16,201,000 | $ 15,521,000
Number of loan classes | loan_class | 10 |  |  |  |  |  |
Loan-to-value percent, commercial real estate | 80.00% |  |  |  |  |  |
Construction loans, percent of capital | 37.30% |  |  |  |  |  |
Construction loans, maximum percent of capital | 100.00% |  |  |  |  |  |
Construction loans and non-owner-occupied commercial real estate loans, percent of capital | 215.50% |  |  |  |  |  |
Construction loans and non-owner-occupied commercial real estate loans, maximum percent of capital | 300.00% |  |  |  |  |  |
Allowance for loan losses as a percent of total loans | 1.12% |  |  | 0.87% | 0.88% |  |
Outstanding loans and commitments subject by independent consulting firm | 60.00% |  |  |  |  |  |
Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  | $ 6,210,000 | $ 6,210,000 |  |  |
Commercial |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Amount of claims under review by management | $ 750,000 |  |  |  |  |  |
Commercial | Construction |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 1,602,000 | 1,469,000 |  | 821,000 | $ 1,121,000 | 1,151,000 | 746,000
Loan maturities | 2 years |  |  |  |  |  |
Commercial | Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  |  | 943,000 |  |  |
Commercial | Multifamily |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 1,277,000 | 1,312,000 |  | 0 |  |  |
Number of units | Unit | 5 |  |  |  |  |  |
Commercial | Multifamily | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  |  | 1,184,000 |  |  |
Residential |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Loan maturities | 30 years |  |  |  |  |  |
Loan to value ratio | 0.80 |  |  |  |  |  |
Delinquent period before residential loans are placed on non-accrual status | 90 days |  |  |  |  |  |
Delinquent period for loans charged off | 180 days |  |  |  |  |  |
Delinquent period for loans charged off after receipt of notification | 60 days |  |  |  |  |  |
Residential | Construction |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 576,000 | 609,000 |  | 199,000 | 168,000 | 191,000 | 148,000
Loan maturities | 1 year |  |  |  |  |  |
Residential | Construction | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  |  | 735,000 |  |  |
Home Equity |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 617,000 | 635,000 |  | 1,029,000 | 993,000 | 966,000 | 925,000
Loan maturities | 300 months |  |  |  |  |  |
Loan to value ratio | 0.80 |  |  |  |  |  |
Home Equity | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  |  | (456,000) |  |  |
Consumer |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses | $ 251,000 | $ 278,000 |  | 1,062,000 | $ 872,000 | $ 866,000 | $ 833,000
Delinquent period before consumer loans are charged off | 120 days |  |  |  |  |  |
Consumer | Cumulative Effect, Period of Adoption, Adjustment |  |  |  |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |  |  |  |
Allowance for loan losses |  |  |  | $ (802,000) |  |  |

X
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- Definition The maximum percentage of loan to value for commercial real estate loans based on current appraisal information. + References No definition available. + Details
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- Definition The regulatory maximum allowed ratio of loan portfolio to Company capital for construction and non-owner-occupied commercial real estate. + References No definition available. + Details
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