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Other Real Estate Owned

12 Months Ended

Dec. 31, 2024

Real Estate Owned, Disclosure of Detailed Components [Abstract]

Other Real Estate Owned

Other Real Estate Owned

The following summarizes OREO:

As of  December 31,			2024						2023
Real estate acquired in settlement of loans			$	208,000					$	—

Changes in the allowance for losses from OREO were as follows:

For the years ended December 31,			2024						2023						2022
Balance at beginning of year			$	—					$	—					$	—
Losses charged to allowance			—						—						—
Provision			35,000						—						—
Balance at end of year			$	35,000					$	—					$	—

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- References

No definition available.

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- Definition

The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 3
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481990/310-10-45-3

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