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Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2024

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Actual and Minimum Capital Amounts and Ratios

The actual and minimum capital amounts and ratios for the Bank are presented in the following table:

			Actual						For capital adequacy purposes						To be well-capitalized under prompt corrective action provisions
As of December 31, 2024
Tier 2 capital to			$	288,343,000					$	175,320,000					$	219,150,000
risk-weighted assets			13.16		%				8.00		%				10.00		%
Tier 1 capital to			$	262,562,000					$	131,490,000					$	175,320,000
risk-weighted assets			11.98		%				6.00		%				8.00		%
Common equity Tier 1 capital to			$	262,562,000					$	98,617,000					$	142,447,000
risk-weighted assets			11.98		%				4.50		%				6.50		%
Tier 1 capital to			$	262,562,000					$	126,185,000					$	157,731,000
average assets			8.32		%				4.00		%				5.00		%
As of December 31, 2023
Tier 2 capital to			$	275,588,000					$	161,881,000					$	202,351,000
risk-weighted assets			13.62		%				8.00		%				10.00		%
Tier 1 capital to			$	250,289,000					$	121,410,000					$	161,881,000
risk-weighted assets			12.37		%				6.00		%				8.00		%
Common equity Tier 1 capital to			$	250,289,000					$	91,058,000					$	131,528,000
risk-weighted assets			12.37		%				4.50		%				6.50		%
Tier 1 capital to			$	250,289,000					$	118,891,000					$	148,614,000
average assets			8.43		%				4.00		%				5.00		%

The actual and minimum capital amounts and ratios for the Company, on a consolidated basis, are presented in the following table:

			Actual						For capital adequacy purposes						To be well-capitalized under prompt corrective action provisions
As of December 31, 2024
Tier 2 capital to			$	289,745,000					$	175,320,000					n/a
risk-weighted assets			13.22		%				8.00		%				n/a
Tier 1 capital to			$	263,964,000					$	131,490,000					n/a
risk-weighted assets			12.04		%				6.00		%				n/a
Common equity Tier 1 capital to			$	263,964,000					$	98,617,000					n/a
risk-weighted assets			12.04		%				4.50		%				n/a
Tier 1 capital to			$	263,964,000					$	124,641,000					n/a
average assets			8.47		%				4.00		%				n/a
As of December 31, 2023
Tier 2 capital to			$	276,402,000					$	161,881,000					n/a
risk-weighted assets			13.66		%				8.00		%				n/a
Tier 1 capital to			$	251,278,000					$	121,410,000					n/a
risk-weighted assets			12.42		%				6.00		%				n/a
Common equity Tier 1 capital to			$	251,278,000					$	91,058,000					n/a
risk-weighted assets			12.42		%				4.50		%				n/a
Tier 1 capital to			$	251,278,000					$	116,727,000					n/a
average assets			8.61		%				4.00		%				n/a

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- References

No definition available.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

+ Details

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