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Off-Balance-Sheet Financial Credit Exposures and Contractual Obligations (Tables)

12 Months Ended

Dec. 31, 2024

Commitments and Contingencies Disclosure [Abstract]

Schedule of Off-Balance-Sheet Financial instruments

At December 31, 2024 and 2023, the Bank had the following off-balance-sheet financial instruments, whose contract amounts represent credit risk:

As of December 31,			2024						2023
Unused lines, collateralized by residential real estate			$	110,675,000					$	106,858,000
Other unused commitments			120,870,000						132,190,000
Standby letters of credit			6,772,000						5,493,000
Commitments to extend credit			50,922,000						75,899,000
Total			$	289,239,000					$	320,440,000

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