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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities      
Net income $ 27,045 $ 29,518 $ 38,990
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 2,209 2,107 1,984
Change in deferred taxes 20 (1,360) (127)
Credit loss expense 525 1,184 1,750
Loans originated for resale (5,866) (3,916) (21,554)
Proceeds from sales and transfers of loans 6,009 4,283 22,520
Net gain on sales of loans (143) (92) (406)
Net gain on sale or call of securities 0 0 (7)
Net amortization of investment premiums 596 111 914
Net (gain) loss on sale of other real estate owned 0 (42) 1
Provision for losses on other real estate owned 35 0 0
Equity compensation expense 895 820 809
Net increase in other assets and accrued interest (5,414) (680) (21,443)
Net increase (decrease) in other liabilities (923) 4,624 17,423
Net gain (loss) on disposal of premises and equipment 4 33 (15)
Amortization of investments in tax credit structures 1,029 303 305
Net acquisition amortization 26 26 69
Net cash provided by operating activities 26,047 36,919 41,213
Cash flows from investing activities      
(Increase) decrease in interest-bearing deposits in other banks (18,612) 205 62,985
Proceeds from sales of securities available for sale 0 0 1,301
Proceeds from maturities, payments, calls of securities available for sale 29,665 97,524 42,005
Proceeds from maturities, payments, calls and sales of securities held to maturity 18,441 8,149 16,544
Proceeds from sales of other real estate owned 0 106 50
Purchases of securities available for sale (26,718) (88,581) (62,336)
Purchases of securities to be held to maturity (2,750) 0 (40,621)
(Purchase) redemption of restricted equity securities (3,818) 498 1,482
Net increase in loans (212,157) (215,077) (267,624)
Capital expenditures (1,475) (2,635) (1,404)
Proceeds from sale of premises and equipment 4 3 38
Net cash used in investing activities (217,420) (199,808) (247,580)
Cash flows from financing activities      
Net increase (decrease) in demand, savings, and money market accounts 81,025 18,209 (45,886)
Net increase in certificates of deposit 44,564 202,576 301,466
Advances on long-term borrowings 95,000 0 0
Repayment on long-term borrowings 0 (84) (55,007)
Net increase (decrease) in short-term borrowings (18,374) (33,747) 22,148
Payment to repurchase common stock (212) (250) (277)
Proceeds from sale of common stock 867 817 796
Dividends paid (15,803) (15,418) (14,779)
Net cash provided by financing activities 187,067 172,103 208,461
Net (decrease) increase in cash and cash equivalents (4,306) 9,214 2,094
Cash and cash equivalents at beginning of year 31,942 22,728 20,634
Cash and cash equivalents at end of year 27,636 31,942 22,728
Interest paid 84,441 62,228 16,068
Income taxes paid 4,527 5,621 8,010
Non-cash transactions:      
Net transfer from loans to other real estate owned 208 0 0
Change in net unrealized (loss) gain on available for sale securities, net of tax $ (3,096) $ 5,143 $ (43,000)