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Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of Allowance for Loan Losses by Class of Financing Receivable and Allowance

A breakdown of the ACL as of September 30, 2025, by class of financing receivable and allowance element, is presented in the following table:

As of September 30, 2025			Specific Reserves on Loans Evaluated Individually			General Reserves on Loans Based on Historical Loss Experience			Reserves for Qualitative Factors			Total Reserves
Commercial
Real estate owner occupied			$	—		$	4,396,000		$	734,000		$	5,130,000
Real estate non-owner occupied			—			4,127,000			638,000			4,765,000
Construction			—			319,000			100,000			419,000
C&I			740,000			3,770,000			605,000			5,115,000
Multifamily			—			1,304,000			177,000			1,481,000
Agriculture			—			514,000			159,000			673,000
Municipal			—			35,000			253,000			288,000
Residential
Term			86,000			5,279,000			391,000			5,756,000
Construction			—			380,000			56,000			436,000
Home Equity
Revolving and term			—			767,000			82,000			849,000
Consumer			—			162,000			4,000			166,000
			$	826,000		$	21,053,000		$	3,199,000		$	25,078,000

A breakdown of the ACL as of December 31, 2024, by class of financing receivable and allowance element, is presented in the following table:

As of December 31, 2024			Specific Reserves on Loans Evaluated Individually			General Reserves on Loans Based on Historical Loss Experience			Reserves for Qualitative Factors			Total Reserves
Commercial
Real estate owner occupied			$	—		$	4,355,000		$	690,000		$	5,045,000
Real estate non-owner occupied			—			4,237,000			592,000			4,829,000
Construction			—			786,000			158,000			944,000
C&I			1,047,000			3,744,000			573,000			5,364,000
Multifamily			—			1,108,000			131,000			1,239,000
Agriculture			—			449,000			156,000			605,000
Municipal			—			35,000			227,000			262,000
Residential
Term			—			4,811,000			430,000			5,241,000
Construction			—			414,000			60,000			474,000
Home Equity
Revolving and term			—			600,000			86,000			686,000
Consumer			—			175,000			7,000			182,000
			$	1,047,000		$	20,714,000		$	3,110,000		$	24,871,000

A breakdown of the ACL as of September 30, 2024, by class of financing receivable and allowance element, is presented in the following table:

As of September 30, 2024			Specific Reserves on Loans Evaluated Individually			General Reserves on Loans Based on Historical Loss Experience			Reserves for Qualitative Factors			Total Reserves
Commercial
Real estate owner occupied			$	—		$	4,484,000		$	635,000		$	5,119,000
Real estate non-owner occupied			—			4,387,000			584,000			4,971,000
Construction			—			762,000			45,000			807,000
C&I			223,000			3,872,000			567,000			4,662,000
Multifamily			—			1,129,000			133,000			1,262,000
Agriculture			—			462,000			151,000			613,000
Municipal			—			35,000			231,000			266,000
Residential
Term			22,000			4,593,000			436,000			5,051,000
Construction			—			411,000			14,000			425,000
Home Equity
Revolving and term			—			584,000			79,000			663,000
Consumer			—			151,000			9,000			160,000
			$	245,000		$	20,870,000		$	2,884,000		$	23,999,000

Schedule of ACL for Off-balance Sheet Credit Exposure

The following table presents the activity in the ACL for off-balance sheet credit exposures for the nine months and quarters ended September 30, 2025 and 2024:

			For the nine months ended September 30,						For the quarter ended September 30,
			2025			2024			2025			2024
Allowance for credit losses:
Beginning balance			$	714,000		$	1,255,000		$	846,000		$	902,000
Credit loss expense (reduction)			154,000			(487,000)			22,000			(134,000)
Total ending allowance balance			$	868,000		$	768,000		$	868,000		$	768,000

Schedule of Credit Quality Risk Ratings for Loans

The following table summarizes the credit quality for the Company's portfolio by risk category of loans and by class by vintage as of September 30, 2025:

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2025			2024			2023			2022			2021			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of September 30, 2025
Commercial
Real estate owner occupied
Pass (risk rating 1-5)			$	45,517		$	42,886		$	62,580		$	65,662		$	33,669		$	96,498		$	10,850		$	—		$	357,662
Special Mention (risk rating 6)			135			—			1,895			—			—			931			—			—			2,961
Substandard (risk rating 7)			—			4,019			1,372			7,284			257			1,708			—			—			14,640
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate owner occupied			45,652			46,905			65,847			72,946			33,926			99,137			10,850			—			375,263
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Real estate non-owner occupied
Pass (risk rating 1-5)			37,864			32,589			42,885			67,191			99,327			119,460			11,518			1,520			412,354
Special Mention (risk rating 6)			—			—			—			—			9			314			—			—			323
Substandard (risk rating 7)			1,444			237			62			—			—			61			—			—			1,804
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate non-owner occupied			39,308			32,826			42,947			67,191			99,336			119,835			11,518			1,520			414,481
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Construction
Pass (risk rating 1-5)			12,759			25,138			4,338			2,870			3,618			2,869			—			—			51,592
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			95			—			—			66			—			—			—			161
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Construction			12,759			25,233			4,338			2,870			3,684			2,869			—			—			51,753
Current period gross write-offs			—			—			—			—			—			—			—			—			—
C&I
Pass (risk rating 1-5)			38,073			68,015			48,094			39,717			34,895			31,826			110,116			974			371,710
Special Mention (risk rating 6)			30			326			189			183			469			4			562			—			1,763
Substandard (risk rating 7)			872			25			922			330			34			722			533			—			3,438
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total C&I			38,975			68,366			49,205			40,230			35,398			32,552			111,211			974			376,911
Current period gross write-offs			—			(47)			(636)			—			(24)			(394)			—			—			(1,101)
Multifamily
Pass (risk rating 1-5)			19,466			11,901			10,825			44,341			17,946			23,747			872			—			129,098
Special Mention (risk rating 6)			160			—			1,600			—			—			—			—			—			1,760
Substandard (risk rating 7)			—			2,419			—			1,020			1,316			902			—			—			5,657
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Multifamily			19,626			14,320			12,425			45,361			19,262			24,649			872			—			136,515
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Agriculture
Pass (risk rating 1-5)			9,975			10,096			2,098			4,831			3,554			16,434			4,925			213			52,126
Special Mention (risk rating 6)			131			—			440			—			52			119			600			—			1,342
Substandard (risk rating 7)			1,325			90			254			211			27			114			—			—			2,021
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Agriculture			11,431			10,186			2,792			5,042			3,633			16,667			5,525			213			55,489
Current period gross write-offs			—			—			—			—			—			—			—			—			—

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2025			2024			2023			2022			2021			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of September 30, 2025
Municipal
Pass (risk rating 1-5)			11,243			15,379			18,558			3,102			3,834			16,477			—			—			68,593
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			—			—			—			—			—			—			—			—
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Municipal			11,243			15,379			18,558			3,102			3,834			16,477			—			—			68,593
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Residential
Term
Performing			48,096			74,128			90,057			143,871			115,809			253,352			2,083			118			727,514
Non-performing			—			166			51			406			878			1,609			—			—			3,110
Total Term			48,096			74,294			90,108			144,277			116,687			254,961			2,083			118			730,624
Current period gross write-offs			—			—			—			—			—			(1)			—			—			(1)
Construction
Performing			18,884			13,319			158			418			—			—			—			—			32,779
Non-performing			—			—			—			—			—			—			—			—			—
Total Construction			18,884			13,319			158			418			—			—			—			—			32,779
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Home equity revolving and term
Performing			7,175			11,094			8,271			7,715			1,816			2,510			89,236			8,591			136,408
Non-performing			—			114			15			82			—			87			88			224			610
Total Home equity revolving and term			7,175			11,208			8,286			7,797			1,816			2,597			89,324			8,815			137,018
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Consumer
Performing			1,825			1,984			1,648			775			179			5,074			7,593			—			19,078
Non-performing			—			—			—			—			—			6			—			—			6
Total Consumer			1,825			1,984			1,648			775			179			5,080			7,593			—			19,084
Current period gross write-offs			(11)			(55)			(40)			(14)			(21)			(97)			—			—			(238)
Total loans			$	254,974		$	314,020		$	296,312		$	390,009		$	317,755		$	574,824		$	238,976		$	11,640		$	2,398,510

The following table summarizes the credit quality for the Company's portfolio by risk category of loans and by class by vintage as of December 31, 2024:

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2024			2023			2022			2021			2020			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of December 31, 2024
Commercial
Real estate owner occupied
Pass (risk rating 1-5)			$	47,724		$	62,376		$	77,469		$	39,635		$	26,448		$	81,529		$	10,727		$	1,126		$	347,034
Special Mention (risk rating 6)			125			3,026			5,334			—			195			1,603			50			—			10,333
Substandard (risk rating 7)			41			261			—			257			160			502			—			—			1,221
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate owner occupied			47,890			65,663			82,803			39,892			26,803			83,634			10,777			1,126			358,588
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Real estate non-owner occupied
Pass (risk rating 1-5)			33,083			29,546			72,025			113,630			45,421			96,778			11,241			1,520			403,244
Special Mention (risk rating 6)			—			62			—			44			—			199			—			—			305
Substandard (risk rating 7)			289			—			—			—			—			61			—			—			350
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate non-owner occupied			33,372			29,608			72,025			113,674			45,421			97,038			11,241			1,520			403,899
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Construction
Pass (risk rating 1-5)			36,478			22,629			26,650			7,826			1,356			2,314			—			—			97,253
Special Mention (risk rating 6)			—			—			2,007			44			—			199			—			—			2,250
Substandard (risk rating 7)			145			—			—			69			—			—			—			—			214
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Construction			36,623			22,629			28,657			7,939			1,356			2,513			—			—			99,717
Current period gross write-offs			—			—			—			—			—			—			—			—			—
C&I
Pass (risk rating 1-5)			69,543			50,204			45,986			39,217			14,958			25,284			114,567			778			360,537
Special Mention (risk rating 6)			25			15			561			478			723			—			900			—			2,702
Substandard (risk rating 7)			473			1,227			356			30			15			19			200			—			2,320
Doubtful (risk rating 8)			—			—			—			—			—			258			—			—			258
Total C&I			70,041			51,446			46,903			39,725			15,696			25,561			115,667			778			365,817
Current period gross write-offs			—			(128)			(39)			(72)			(47)			(165)			—			—			(451)
Multifamily
Pass (risk rating 1-5)			14,048			13,102			33,558			17,335			14,483			12,152			781			—			105,459
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			—			1,020			1,341			912			—			—			—			3,273
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Multifamily			14,048			13,102			34,578			18,676			15,395			12,152			781			—			108,732
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Agriculture
Pass (risk rating 1-5)			11,694			2,749			5,790			3,835			14,651			6,023			4,546			215			49,503
Special Mention (risk rating 6)			—			474			—			52			—			152			600			—			1,278
Substandard (risk rating 7)			—			75			731			30			—			602			—			—			1,438
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Agriculture			11,694			3,298			6,521			3,917			14,651			6,777			5,146			215			52,219
Current period gross write-offs			—			—			—			—			—			—			—			—			—

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2024			2023			2022			2021			2020			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of December 31, 2024
Municipal
Pass (risk rating 1-5)			9,503			18,642			4,017			3,822			8,498			17,345			—			—			61,827
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			—			—			—			—			—			—			—			—
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Municipal			9,503			18,642			4,017			3,822			8,498			17,345			—			—			61,827
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Residential
Term
Performing			56,378			94,816			148,877			130,413			84,028			192,466			2,109			121			709,208
Non-performing			—			—			297			257			380			665			—			—			1,599
Total Term			56,378			94,816			149,174			130,670			84,408			193,131			2,109			121			710,807
Current period gross write-offs			—			—			—			—			—			(37)			—			—			(37)
Construction
Performing			26,386			7,487			925			—			683			—			—			—			35,481
Non-performing			—			—			—			—			—			—			—			—			—
Total Construction			26,386			7,487			925			—			683			—			—			—			35,481
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Home equity revolving and term
Performing			12,449			8,917			8,310			1,894			1,021			1,857			79,132			9,192			122,772
Non-performing			—			—			—			—			—			96			15			180			291
Total Home equity revolving and term			12,449			8,917			8,310			1,894			1,021			1,953			79,147			9,372			123,063
Current period gross write-offs			—			—			—			—			—			(7)			—			—			(7)
Consumer
Performing			3,146			2,438			1,218			734			1,114			5,805			6,335			—			20,790
Non-performing			—			—			—			—			—			—			—			—			—
Total Consumer			3,146			2,438			1,218			734			1,114			5,805			6,335			—			20,790
Current period gross write-offs			(13)			(53)			(72)			(39)			(20)			(55)			—			—			(252)
Total loans			$	321,530		$	318,046		$	435,131		$	360,943		$	215,046		$	445,909		$	231,203		$	13,132		$	2,340,940

The following table summarizes the credit quality for the Company's portfolio by risk category of loans and by class by vintage as of September 30, 2024:

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2024			2023			2022			2021			2020			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of September 30, 2024
Commercial
Real estate owner occupied
Pass (risk rating 1-5)			$	29,267		$	67,088		$	84,626		$	39,744		$	27,003		$	79,134		$	11,246		$	960		$	339,068
Special Mention (risk rating 6)			—			1,903			—			—			—			6,276			50			—			8,229
Substandard (risk rating 7)			41			268			—			—			162			519			—			—			990
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate owner occupied			29,308			69,259			84,626			39,744			27,165			85,929			11,296			960			348,287
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Real estate non-owner occupied
Pass (risk rating 1-5)			24,631			30,610			74,749			115,687			46,646			104,014			10,197			1,520			408,054
Special Mention (risk rating 6)			—			—			—			46			—			261			—			—			307
Substandard (risk rating 7)			—			—			—			—			—			—			—			—			—
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Real estate non-owner occupied			24,631			30,610			74,749			115,733			46,646			104,275			10,197			1,520			408,361
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Construction
Pass (risk rating 1-5)			24,354			22,535			29,047			7,921			1,398			2,523			—			—			87,778
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			145			—			—			69			—			—			—			—			214
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Construction			24,499			22,535			29,047			7,990			1,398			2,523			—			—			87,992
Current period gross write-offs			—			—			—			—			—			—			—			—			—
C&I
Pass (risk rating 1-5)			56,398			28,644			48,523			41,554			16,016			24,307			114,851			4,446			334,739
Special Mention (risk rating 6)			25			24,308			502			495			470			2,857			4,399			—			33,056
Substandard (risk rating 7)			—			13			348			84			16			22			137			—			620
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total C&I			56,423			52,965			49,373			42,133			16,502			27,186			119,387			4,446			368,415
Current period gross write-offs			—			—			—			(19)			(24)			(45)			—			—			(88)
Multifamily
Pass (risk rating 1-5)			14,874			12,392			34,069			17,458			14,657			13,028			721			—			107,199
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			—			1,020			1,341			912			—			—			—			3,273
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Multifamily			14,874			12,392			35,089			18,799			15,569			13,028			721			—			110,472
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Agriculture
Pass (risk rating 1-5)			9,413			2,845			6,068			4,054			15,121			6,532			4,183			224			48,440
Special Mention (risk rating 6)			—			500			706			85			—			587			600			—			2,478
Substandard (risk rating 7)			—			87			—			31			—			238			—			—			356
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Agriculture			9,413			3,432			6,774			4,170			15,121			7,357			4,783			224			51,274
Current period gross write-offs			—			—			—			—			—			—			—			—			—

			Term Loans Amortized Cost Basis by Origination Year
Dollars in thousands			2024			2023			2022			2021			2020			Prior			Revolving Loans Amortized Cost Basis			Revolving Loans Converted to Term			Total
As of September 30, 2024
Municipal
Pass (risk rating 1-5)			9,355			19,626			4,344			3,985			9,026			16,608			—			—			62,944
Special Mention (risk rating 6)			—			—			—			—			—			—			—			—			—
Substandard (risk rating 7)			—			—			—			—			—			—			—			—			—
Doubtful (risk rating 8)			—			—			—			—			—			—			—			—			—
Total Municipal			9,355			19,626			4,344			3,985			9,026			16,608			—			—			62,944
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Residential
Term
Performing			37,770			85,791			151,882			132,413			87,730			198,196			2,479			121			696,382
Non-performing			—			—			300			262			399			725			—			—			1,686
Total Term			37,770			85,791			152,182			132,675			88,129			198,921			2,479			121			698,068
Current period gross write-offs			—			—			—			—			—			(36)			—			—			(36)
Construction
Performing			15,512			17,342			1,091			—			683			—			—			—			34,628
Non-performing			—			—			—			—			—			—			—			—			—
Total Construction			15,512			17,342			1,091			—			683			—			—			—			34,628
Current period gross write-offs			—			—			—			—			—			—			—			—			—
Home equity revolving and term
Performing			7,515			9,459			8,516			1,940			1,140			1,985			76,231			9,977			116,763
Non-performing			—			—			—			—			—			98			16			151			265
Total Home equity revolving and term			7,515			9,459			8,516			1,940			1,140			2,083			76,247			10,128			117,028
Current period gross write-offs			—			—			—			—			—			(7)			—			—			(7)
Consumer
Performing			2,771			2,714			1,377			817			1,275			4,913			5,917			—			19,784
Non-performing			—			—			—			—			—			—			—			—			—
Total Consumer			2,771			2,714			1,377			817			1,275			4,913			5,917			—			19,784
Current period gross write-offs			(6)			(46)			(62)			(37)			(19)			(40)			—			—			(210)
Total loans			$	232,071		$	326,125		$	447,168		$	367,986		$	222,654		$	462,823		$	231,027		$	17,399		$	2,307,253

Schedule of Allowance for Loan Losses Transactions

The following table presents ACL activity by class for the nine months and quarter ended September 30, 2025:

Dollars in thousands			Commercial																		Municipal			Residential						Home Equity			Consumer			Total
			Real Estate Owner Occupied			Real Estate Non-Owner Occupied			Construction			C&I			Multifamily			Agriculture						Term			Construction			Revolving and term
For the nine months ended September 30, 2025
Beginning balance			$	5,045		$	4,829		$	944		$	5,364		$	1,239		$	605		$	262		$	5,241		$	474		$	686		$	182		$	24,871
Charge offs			—			—			—			(1,101)			—			—			—			(1)			—			—			(238)			(1,340)
Recoveries			—			—			—			28			—			—			—			6			—			15			64			113
Credit loss expense (reduction)			85			(64)			(525)			824			242			68			26			510			(38)			148			158			1,434
Ending balance			$	5,130		$	4,765		$	419		$	5,115		$	1,481		$	673		$	288		$	5,756		$	436		$	849		$	166		$	25,078
For the three months ended September 30, 2025
Beginning balance			$	5,195		$	4,934		$	436		$	4,865		$	1,572		$	666		$	267		$	5,485		$	415		$	823		$	171		$	24,829
Charge offs			—			—			—			(347)			—			—			—			—			—			—			(119)			(466)
Recoveries			—			—			—			—			—			—			—			2			—			3			20			25
Credit loss expense (reduction)			(65)			(169)			(17)			597			(91)			7			21			269			21			23			94			690
Ending balance			$	5,130		$	4,765		$	419		$	5,115		$	1,481		$	673		$	288		$	5,756		$	436		$	849		$	166		$	25,078

The following table presents ACL activity by class for the year ended December 31, 2024:

Dollars in thousands			Commercial																		Municipal			Residential						Home Equity			Consumer			Total
			Real Estate Owner Occupied			Real Estate Non-Owner Occupied			Construction			C&I			Multifamily			Agriculture						Term			Construction			Revolving and term
For the year ended December 31, 2024
Beginning balance			$	4,633		$	4,285		$	1,978		$	5,001		$	1,318		$	—		$	334		$	4,991		$	618		$	626		$	246		$	24,030
Charge offs			—			—			—			(451)			—			—			—			(37)			—			(7)			(252)			(747)
Recoveries			100			—			—			25			—			—			—			32			—			24			103			284
Credit loss expense (reduction)			312			544			(1,034)			789			(79)			605			(72)			255			(144)			43			85			1,304
Ending balance			$	5,045		$	4,829		$	944		$	5,364		$	1,239		$	605		$	262		$	5,241		$	474		$	686		$	182		$	24,871

The following table presents ACL activity by class for the nine months and quarter ended September 30, 2024:

Dollars in thousands			Commercial																		Municipal			Residential						Home Equity			Consumer			Total
			Real Estate Owner Occupied			Real Estate Non-Owner Occupied			Construction			C&I			Multifamily			Agriculture						Term			Construction			Revolving and term
For the nine months ended September 30, 2024
Beginning balance			$	4,633		$	4,285		$	1,978		$	5,001		$	1,318		$	—		$	334		$	4,991		$	618		$	626		$	246		$	24,030
Charge offs			—			—			—			(88)			—			—			—			(36)			—			(7)			(210)			(341)
Recoveries			100			—			—			24			—			—			—			30			—			21			77			252
Credit loss expense (reduction)			386			686			(1,171)			(275)			(56)			613			(68)			66			(193)			23			47			58
Ending balance			$	5,119		$	4,971		$	807		$	4,662		$	1,262		$	613		$	266		$	5,051		$	425		$	663		$	160		$	23,999
For the three months ended September 30, 2024
Beginning balance			$	5,253		$	4,248		$	922		$	5,021		$	1,567		$	428		$	180		$	5,560		$	587		$	744		$	183		$	24,693
Charge offs			—			—			—			(88)			—			—			—			—			—			—			(62)			(150)
Recoveries			—			—			—			1			—			—			—			1			—			3			31			36
Credit loss expense (reduction)			(134)			723			(115)			(272)			(305)			185			86			(510)			(162)			(84)			8			(580)
Ending balance			$	5,119		$	4,971		$	807		$	4,662		$	1,262		$	613		$	266		$	5,051		$	425		$	663		$	160		$	23,999

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- Definition

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- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

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- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

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