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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Cash Flows from Operating Activities:          
Net income $ 5,146,000 $ 7,830,000 $ 18,646,000 $ 20,870,000  
Adjustments to reconcile net income to net cash provided by operating activities:          
Provision for (Recovery of) Credit Losses 5,373,000 (400,000) 6,483,000 1,346,000  
Provision for Other Real Estate Owned (OREO) losses     27,000 0  
Change in deferred loan origination costs/fees, net     (339,000) (291,000)  
Depreciation of premises and equipment and amortization of intangibles     1,786,000 1,132,000  
Stock-based compensation expense     270,000 413,000  
Net loss on sale of investment securities 374,000 (9,000) 371,000 19,817,000  
Amortization of discount on subordinated debentures     84,000 0  
Accretion of premium on time deposits     (651,000) 0  
Amortization of investment security premiums     538,000 644,000  
Accretion of investment security discounts     (950,000) (881,000)  
Accretion of discount on loans     (455,000) 0  
Loss on sale of other vehicles     43,000 77,000  
Gain on sale of loans held for sale     0 (37,000)  
Loans originated for sale     (865,000) (1,131,000)  
Proceeds from loan sales     0 757,000  
Earnings on bank-owned life insurance     (478,000) (305,000)  
Gain on sale of buildings 0 0 0 (19,854,000)  
Increase in accrued interest receivable and other assets     (6,546,000) (527,000)  
(Decrease) increase in accrued interest payable and other liabilities     (2,792,000) 195,000  
Net cash provided by operating activities     15,172,000 22,225,000  
Cash Flows from Investing Activities:          
Proceeds from principal repayments from available-for-sale securities     31,765,000 27,352,000  
Proceeds from sale of available-for-sale securities     88,009,000 116,285,000 $ 116,285,000
Proceeds from matured and called available-for-sale securities     870,000 4,700,000  
Purchases of available-for-sale securities     (67,454,000) (110,261,000)  
Purchase of Federal Reserve Bank stock     (998,000) (6,000)  
Net increase in loans     (17,438,000) (45,977,000)  
Cash acquired in acquisition, net of consideration paid     35,777,000 0  
Proceeds from the sale of OREO     0 362,000  
Proceeds from sale of other vehicles     266,000 630,000  
Proceeds from the sale of buildings     0 25,690,000  
Purchase of premises and equipment     (1,005,000) (570,000)  
Net cash provided by investing activities     69,792,000 18,205,000  
Cash Flows from Financing Activities:          
Net (decrease) increase in demand, interest bearing and savings deposits     (116,608,000) 6,752,000  
Net (decrease) increase in time deposits     (15,188,000) 10,589,000  
Net increase (decrease) in securities sold under agreements to repurchase     71,790,000 (6,062,000)  
Cash dividends paid on common stock     (5,633,000) (4,772,000)  
Increase in other borrowings     0 30,000,000  
Decrease in other borrowings     (15,000,000) (45,000,000)  
Proceeds from exercise of stock options 353,000 0 936,000 367,000  
Cash received from option exercises 353,000 0 936,000 367,000  
Net cash used in financing activities     (79,703,000) (8,126,000)  
Increase in cash and cash equivalents     5,261,000 32,304,000  
Cash and Cash Equivalents at Beginning of Period     82,018,000 85,655,000 85,655,000
Cash and Cash Equivalents at End of Period 87,279,000 117,959,000 87,279,000 117,959,000 $ 82,018,000
Supplemental Disclosure of Cash Flow Information:          
Interest expense     9,784,000 6,645,000  
Income taxes     8,595,000 6,875,000  
Supplemental noncash disclosures          
Real estate and vehicles acquired through foreclosure/repossession $ 274,000 $ 727,000 274,000 727,000  
Common stock retired in connection with the exercise of stock options     86,000 78,000  
Lease liabilities arising from obtaining right-of-use assets     303,000 22,588,000  
Assets acquired in acquisition plus goodwill recognized     659,348,000 0  
Liabilities assumed in acquisition     616,745,000 0  
Common stock issued in acquisition     $ 45,177,000 $ 0