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Note 20 - Parent Only Condensed Financial Statements (Tables) | 12 Months Ended
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Dec. 31, 2025
Notes Tables |
Condensed Balance Sheet [Table Text Block] |
|  | 2025 |  |  | 2024 |
ASSETS |  |  |  |  |  |  |  |
Cash and cash equivalents |  | $ | 9,406,000 |  |  | $ | 12,261,000 |
Investment in bank subsidiary |  |  | 272,899,000 |  |  |  | 180,744,000 |
Other assets |  |  | 297,000 |  |  |  | 369,000 |
Total assets |  | $ | 282,602,000 |  |  | $ | 193,374,000 |
LIABILITIES AND SHAREHOLDERS' EQUITY |  |  |  |  |  |  |  |
Other liabilities |  | $ | 513,000 |  |  | $ | 474,000 |
Borrowings |  |  | 21,013,000 |  |  |  | 15,000,000 |
Total liabilities |  |  | 21,526,000 |  |  |  | 15,474,000 |
Shareholders' equity: |  |  |  |  |  |  |  |
Common stock |  |  | 75,668,000 |  |  |  | 29,043,000 |
Retained earnings |  |  | 195,899,000 |  |  |  | 174,002,000 |
Accumulated other comprehensive loss, net of taxes |  |  | (10,491,000 | ) |  |  | (25,145,000 | )
Total shareholders' equity |  |  | 261,076,000 |  |  |  | 177,900,000 |
Total liabilities and shareholders' equity |  | $ | 282,602,000 |  |  | $ | 193,374,000 |
Condensed Income Statement [Table Text Block] |
|  | 2025 |  |  | 2024 |  |  | 2023 |
Income: |  |  |  |  |  |  |  |  |  |  |  |
Dividends declared by bank subsidiary |  | $ | 26,000,000 |  |  | $ | 10,000,000 |  |  | $ | 7,500,000 |
Gain on termination of swaps |  |  | - |  |  |  | - |  |  |  | 1,707,000 |
Earnings from investment in Plumas Statutory Trust I and II |  |  | - |  |  |  | - |  |  |  | 5,000 |
Total income |  |  | 26,000,000 |  |  |  | 10,000,000 |  |  |  | 9,212,000 |
Expenses: |  |  |  |  |  |  |  |  |  |  |  |
Interest on junior subordinated deferrable interest debentures |  |  | - |  |  |  | - |  |  |  | 141,000 |
Interest on borrowings |  |  | 1,012,000 |  |  |  | 641,000 |  |  |  | 369,000 |
Other expenses |  |  | 595,000 |  |  |  | 622,000 |  |  |  | 523,000 |
Total expenses |  |  | 1,607,000 |  |  |  | 1,263,000 |  |  |  | 1,033,000 |
Income before equity in undistributed income of bank subsidiary |  |  | 24,393,000 |  |  |  | 8,737,000 |  |  |  | 8,179,000 |
Equity in undistributed income of bank subsidiary |  |  | 4,708,000 |  |  |  | 19,462,000 |  |  |  | 21,746,000 |
Income before income taxes |  |  | 29,101,000 |  |  |  | 28,199,000 |  |  |  | 29,925,000 |
Income tax (expense) benefit |  |  | 516,000 |  |  |  | 420,000 |  |  |  | (149,000 | )
Net income |  | $ | 29,617,000 |  |  | $ | 28,619,000 |  |  | $ | 29,776,000 |
Total comprehensive income |  | $ | 44,271,000 |  |  | $ | 35,938,000 |  |  | $ | 34,068,000 |
Condensed Cash Flow Statement [Table Text Block] |
|  | 2025 |  |  | 2024 |  |  | 2023 |
Cash flows from operating activities: |  |  |  |  |  |  |  |  |  |  |  |
Net income |  | $ | 29,617,000 |  |  | $ | 28,619,000 |  |  | $ | 29,776,000 |
Adjustments to reconcile net income to net cash provided by operating activities: |  |  |  |  |  |  |  |  |  |  |  |
Equity in undistributed income of bank subsidiary |  |  | (4,708,000 | ) |  |  | (19,462,000 | ) |  |  | (21,746,000 | )
Stock-based compensation expense |  |  | 80,000 |  |  |  | 174,000 |  |  |  | 78,000 |
Amortization of discount on borrowings |  |  | 142,000 |  |  |  | - |  |  |  | - |
(Increase) decrease in other assets |  |  | (56,000 | ) |  |  | 94,000 |  |  |  | 554,000 |
(Decrease) increase in other liabilities |  |  | (51,000 | ) |  |  | 85,000 |  |  |  | (185,000 | )
Net cash provided by operating activities |  |  | 25,024,000 |  |  |  | 9,510,000 |  |  |  | 8,477,000 |
Cash flows from financing activities: |  |  |  |  |  |  |  |  |  |  |  |
Cash dividends paid on common stock |  |  | (7,720,000 | ) |  |  | (6,365,000 | ) |  |  | (5,862,000 | )
Redemption of Trust Preferred Securities |  |  | - |  |  |  | - |  |  |  | (10,310,000 | )
Decrease in other borrowings |  |  | (5,750,000 | ) |  |  | - |  |  |  | - |
Increase in other borrowings |  |  | - |  |  |  | 5,000,000 |  |  |  | 10,000,000 |
Proceeds from exercise of stock options |  |  | 1,105,000 |  |  |  | 508,000 |  |  |  | 339,000 |
Net cash used in financing activities |  |  | (12,365,000 | ) |  |  | (857,000 | ) |  |  | (5,833,000 | )
Cash flows from investing activities: |  |  |  |  |  |  |  |  |  |  |  |
Cash paid in acquisition |  |  | (15,514,000 | ) |  |  | - |  |  |  | - |
(Decrease) increase in cash and cash equivalents |  |  | (2,855,000 | ) |  |  | 8,653,000 |  |  |  | 2,644,000 |
Cash and cash equivalents at beginning of year |  |  | 12,261,000 |  |  |  | 3,608,000 |  |  |  | 964,000 |
Cash and cash equivalents at end of year |  | $ | 9,406,000 |  |  | $ | 12,261,000 |  |  | $ | 3,608,000 |

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