v3.19.1
Other Real Estate Owned (Tables)
 12 Months Ended
Dec. 31, 2018
Receivables [Abstract]  
Other Real Estate Owned, Activity
The following table presents activity in OREO for the periods indicated:
 
 
Year Ended December 31,
($ in thousands)
 
2018
 
2017
 
2016
Balance at beginning of year
 
99

 
506

 
—

Additions
 
—

 
—

 
506

Sales
 
(210
)
 
(296
)
 
—

Net change in valuation allowance
 
111

 
(111
)
 
—

Balance at end of year
 
$
—

 
$
99

 
$
506

 
 
 
 
 
 
 
Other Real Estate Owned Valuation Allowance
The following table presents activity in OREO valuation allowance for the periods indicated:
 
 
Year Ended December 31,
($ in thousands)
 
2018
 
2017
 
2016
Balance at beginning of year
 
111

 
—

 
—

Additions
 
—

 
111

 
—

Net direct write-downs and removal from sale
 
(111
)
 
—

 
—

Balance at end of year
 
$
—

 
$
111

 
$
—

 
 
 
 
 
 
 
Other Real Estate Owned, Expenses
The following table presents expenses related to OREOs for the periods indicated:
 
 
Year Ended December 31,
($ in thousands)
 
2018
 
2017
 
2016
Net (gain) loss on sales
 
(3
)
 
5

 
—

Operating expenses, net of rental income
 
—

 
—

 
—

Total
 
$
(3
)
 
$
5

 
$
—