v3.24.1.u1
Regulatory Matters (Tables)
 3 Months Ended
Mar. 31, 2024
Regulated Operations [Abstract]  
Schedule of Regulatory Capital Amounts and Ratios The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
ActualMinimum Capital RequirementTo Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)AmountRatioAmountRatioAmountRatio
March 31, 2024
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$290,431 11.88 %$109,998 4.5 % N/A  N/A
Total capital (to risk-weighted assets)
389,349 15.93 %195,552 8.0 % N/A  N/A
Tier 1 capital (to risk-weighted assets)
359,572 14.71 %146,664 6.0 % N/A  N/A
Tier 1 capital (to average assets)
359,572 12.73 %112,954 4.0 % N/A  N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$351,242 14.37 %$109,997 4.5 %$158,885 6.5 %
Total capital (to risk-weighted assets)
381,020 15.59 %195,550 8.0 %244,438 10.0 %
Tier 1 capital (to risk-weighted assets)
351,242 14.37 %146,663 6.0 %195,550 8.0 %
Tier 1 capital (to average assets)
351,242 12.44 %112,953 4.0 %141,191 5.0 %
December 31, 2023
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$288,174 12.23 %$106,043 4.5 %N/AN/A
Total capital (to risk-weighted assets)
386,125 16.39 %188,521 8.0 %N/AN/A
Tier 1 capital (to risk-weighted assets)
357,315 15.16 %141,391 6.0 %N/AN/A
Tier 1 capital (to average assets)
357,315 13.43 %106,423 4.0 %N/AN/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$350,038 14.85 %$106,081 4.5 %$153,228 6.5 %
Total capital (to risk-weighted assets)
378,849 16.07 %188,588 8.0 %235,735 10.0 %
Tier 1 capital (to risk-weighted assets)
350,038 14.85 %141,441 6.0 %188,588 8.0 %
Tier 1 capital (to average assets)
350,038 13.16 %106,421 4.0 %133,026 5.0 %