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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Cash flows from operating activities    
Net income $ 4,685 $ 10,297
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation of premises and equipment 551 559
Net amortization of premiums on securities 41 57
Net accretion of discounts on loans (573) (671)
Net accretion of deferred loan fees (334) (175)
Amortization of servicing assets 374 423
Provision (reversal) for credit losses 1,090 (2,778)
Bank-owned life insurance income (228) (180)
Deferred tax benefit (138) (449)
Stock-based compensation 136 120
Gain on sale of loans (1,078) (1,309)
Originations of loans held-for-sale (19,075) (22,741)
Proceeds from sales of and principal collected on loans held-for-sale 22,400 28,929
Change in accrued interest receivable and other assets (2,117) 3,840
Change in accrued interest payable and other liabilities 2,512 2,296
Net cash provided by operating activities 8,246 18,218
Cash flows from investing activities    
Purchase of securities available-for-sale 0 (4,908)
Proceeds from maturities and paydowns of securities available-for-sale 3,485 4,077
Proceeds from principal collected on loans held-for-sale previously classified as held-for-investment 0 5,074
Net change in loans held-for-investment (74,328) (30,244)
Purchase of loans held-for-investment 0 (15,741)
Proceeds from sale of other real estate owned 2,571 0
Purchases of premises and equipment (2,220) (122)
Net cash used in investing activities (70,492) (41,864)
Cash flows from financing activities    
Net change in deposits 51,228 95,706
Net change in short-term Federal Home Loan Bank advances 0 (20,000)
Proceeds from long-term Federal Home Loan Bank advances 50,000 0
Repayment of long-term Federal Home Loan Bank advances (39,000) 0
Stock options exercised 35 450
Repurchase of common stock 0 (6,845)
Cash dividends paid on common stock (2,568) (2,177)
Net cash provided by financing activities 59,695 67,134
Net increase (decrease) in cash and cash equivalents (2,551) 43,488
Cash and cash equivalents at beginning of period 242,342 147,031
Cash and cash equivalents at end of period 239,791 190,519
Supplemental disclosures of cash flow information:    
Interest paid 23,866 7,954
Income taxes paid 14 56
Supplemental disclosures of non-cash investment activities:    
Right of use assets obtained in exchange for lease obligations $ 0 $ 195