XML 122 R110.htm IDEA: XBRL DOCUMENT v3.25.4
Segment Information (Details)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2025
USD ($)
segment
$ / shares
Dec. 31, 2024
USD ($)
$ / shares
Dec. 31, 2023
USD ($)
$ / shares
Segment Reporting [Abstract]      
Number of operating segments | segment 1    
Revenue      
Interest expense $ 93,658 $ 92,200 $ 62,673
Net interest income 103,878 88,617 88,504
Gain on sale of loans 4,617 3,752 3,570
Expenses      
Provision (reversal) for credit losses 4,028 3,401 (132)
Salaries and employee benefits 36,551 35,661 34,572
Depreciation expense 2,213 2,252 2,184
Income before income taxes 52,488 36,286 43,262
Income taxes 15,035 10,476 12,557
Net income $ 37,453 $ 25,810 $ 30,705
Earnings per share, diluted (in dollars per share) | $ / shares $ 2.58 $ 1.74 $ 2.12
Reportable Segment      
Revenue      
Interest income $ 197,536 $ 180,817 $ 151,177
Interest expense 93,658 92,200 62,673
Net interest income 103,878 88,617 88,504
Gain on sale of loans 4,617 3,752 3,570
Other income 7,219 7,341 7,113
Total revenue, net of interest expense 115,714 99,710 99,187
Expenses      
Provision (reversal) for credit losses 4,028 3,401 (132)
Salaries and employee benefits 36,551 35,661 34,572
Premises expense 7,029 6,865 5,740
Depreciation expense 2,213 2,252 2,184
Other expenses 13,405 15,245 13,561
Total expense 63,226 63,424 55,925
Income before income taxes 52,488 36,286 43,262
Income taxes 15,035 10,476 12,557
Net income $ 37,453 $ 25,810 $ 30,705
Earnings per share, diluted (in dollars per share) | $ / shares $ 2.58 $ 1.74 $ 2.12
Return on average assets 1.15% 0.90% 1.20%
Return on average shareholders' equity 9.93% 7.26% 9.02%
Net interest margin 0.0329 0.0317 0.0357
Loans held-for-investment growth percentage 0.073 0.132 0.136
Total deposits growth percentage 0.069 0.112 0.149
Tier 1 leverage ratio (consolidated) 0.1189 0.1245 0.1343
ACL on loans to loans held-for-investment 0.0118 0.0116 0.0119