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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income:      
Loans, including fees $ 180,345 $ 164,301 $ 136,029
Tax-exempt investment securities 87 102 126
Taxable investment securities 5,773 5,226 4,553
Other interest-earning assets 11,331 11,188 10,469
Total interest income 197,536 180,817 151,177
Interest expense:      
Deposits 92,261 90,487 62,165
Other borrowings 1,397 1,713 508
Total interest expense 93,658 92,200 62,673
Net interest income 103,878 88,617 88,504
Provision (reversal) for credit losses 4,028 3,401 (132)
Net interest income after provision (reversal) for credit losses 99,850 85,216 88,636
Noninterest income:      
Service charges and fees on deposits 1,540 1,545 1,475
Loan servicing income 2,945 3,365 3,330
Bank-owned life insurance income 1,030 949 753
Gain on sale of loans 4,617 3,752 3,570
Other income 1,704 1,482 1,555
Total noninterest income 11,836 11,093 10,683
Noninterest expense:      
Salaries and employee benefits 36,551 35,661 34,572
Occupancy and equipment 9,242 9,117 7,924
Professional fees 2,808 3,408 3,087
Marketing and business promotion 2,116 1,886 2,327
Data processing 1,334 1,499 1,552
Director fees and expenses 898 906 756
Regulatory assessments 1,464 1,256 1,103
Other expenses 4,785 6,290 4,736
Total noninterest expense 59,198 60,023 56,057
Income before income taxes 52,488 36,286 43,262
Income tax expense 15,035 10,476 12,557
Net income 37,453 25,810 30,705
Preferred stock dividends 300 834 0
Net income available to common shareholders $ 37,153 $ 24,976 $ 30,705
Earnings per common share, basic (in dollars per share) $ 2.59 $ 1.75 $ 2.14
Earnings per common share, diluted (in dollars per share) $ 2.58 $ 1.74 $ 2.12
Weighted-average common shares outstanding, basic (in shares) 14,204,468 14,242,057 14,301,691
Weighted-average common shares outstanding, diluted (in shares) 14,279,130 14,342,361 14,417,938