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Segment Information (Tables) | 6 Months Ended
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Jun. 30, 2026
Segment Reporting [Abstract] |
Schedule of CODM Reviews to Allocate Recourses to the Bank | The following table presents financial measures the Chief Operating Decision Maker reviews to allocate resources to the Bank as of the dates or for the periods indicated:
|  | As of or For the Three Months Ended June 30, |  | As of or For the Six Months Ended June 30,
($ in thousands) |  | 2026 |  | 2025 |  | 2026 |  | 2025
Revenue |  |  |  |  |  |  |  |
Interest income |  | $ | 50,040 |  |  | $ | 49,308 |  |  | $ | 98,871 |  |  | $ | 96,200 |
Interest expense |  | 22,546 |  |  | 23,318 |  |  | 44,567 |  |  | 45,927 |
Net interest income |  | 27,494 |  |  | 25,990 |  |  | 54,304 |  |  | 50,273 |
Gain on sale of loans |  | 1,182 |  |  | 1,465 |  |  | 2,591 |  |  | 2,352 |
Other income |  | 2,021 |  |  | 1,832 |  |  | 3,986 |  |  | 3,525 |
Total revenue, net of interest expense |  | 30,697 |  |  | 29,287 |  |  | 60,881 |  |  | 56,150 |
Expenses |  |  |  |  |  |  |  |
Provision for credit losses |  | 926 |  |  | 1,787 |  |  | 1,393 |  |  | 3,385 |
Salaries and employee benefits |  | 9,551 |  |  | 8,844 |  |  | 19,271 |  |  | 17,919 |
Premises expense |  | 1,861 |  |  | 1,831 |  |  | 3,615 |  |  | 3,556 |
Depreciation expense |  | 508 |  |  | 548 |  |  | 1,031 |  |  | 1,112 |
Other expense |  | 3,193 |  |  | 3,606 |  |  | 6,010 |  |  | 6,716 |
Total expense |  | 16,039 |  |  | 16,616 |  |  | 31,320 |  |  | 32,688 |
Income before income taxes |  | 14,658 |  |  | 12,671 |  |  | 29,561 |  |  | 23,462 |
Income taxes |  | 4,151 |  |  | 3,600 |  |  | 8,401 |  |  | 6,656 |
Net income |  | $ | 10,507 |  |  | $ | 9,071 |  |  | $ | 21,160 |  |  | $ | 16,806 |
Earnings per share, diluted |  | $ | 0.73 |  |  | $ | 0.62 |  |  | $ | 1.47 |  |  | $ | 1.15 |
Return on average assets |  | 1.24 | % |  | 1.13 | % |  | 1.27 | % |  | 1.07 | %
Return on average shareholders’ equity |  | 10.55 | % |  | 9.76 | % |  | 10.75 | % |  | 9.16 | %
Net interest margin |  | 3.33 | % |  | 3.33 | % |  | 3.34 | % |  | 3.30 | %
Loans held-for-investment growth percentage |  | 2.0 | % |  | 2.5 | % |  | 4.0 | % |  | 6.3 | %
Total deposits growth percentage |  | 1.2 | % |  | 4.0 | % |  | 4.6 | % |  | 7.9 | %
Tier 1 leverage ratio (consolidated) |  | 11.89 | % |  | 11.81 | % |  | 11.89 | % |  | 11.81 | %
ACL on loans to loans held-for-investment |  | 1.18 | % |  | 1.20 | % |  | 1.18 | % |  | 1.20 | %

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