XML 41 R30.htm IDEA: XBRL DOCUMENT
v3.26.1

Servicing Assets (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2026
Transfers and Servicing [Abstract] |
Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value | The following table presents the composition of servicing assets with key assumptions used to estimate the fair value as of the dates indicated:
|  | June 30, 2026 |  | December 31, 2025
($ in thousands) |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total
Carrying amount |  | $ | 30 |  |  | $ | 4,816 |  |  | $ | 809 |  |  | $ | 5,655 |  |  | $ | 34 |  |  | $ | 4,900 |  |  | $ | 693 |  |  | $ | 5,627 |
Fair value |  | $ | 66 |  |  | $ | 8,873 |  |  | $ | 1,193 |  |  | $ | 10,132 |  |  | $ | 80 |  |  | $ | 8,906 |  |  | $ | 1,101 |  |  | $ | 10,087 |
Discount rate |  | 7.85 | % |  | 12.75 | % |  | 12.75 | % |  |  |  | 7.85 | % |  | 12.75 | % |  | 12.75 | % |  |
Prepayment speed |  | 12.65 | % |  | 17.30 | % |  | 16.47 | % |  |  |  | 12.52 | % |  | 16.67 | % |  | 16.17 | % |  |
Weighted-average remaining life |  | 17.3 years |  | 18.9 years |  | 6.9 years |  |  |  | 17.7 years |  | 19.9 years |  | 7.4 years |  |
Underlying loans being serviced |  | $ | 6,351 |  |  | $ | 423,715 |  |  | $ | 73,363 |  |  | $ | 503,429 |  |  | $ | 7,550 |  |  | $ | 425,876 |  |  | $ | 68,982 |  |  | $ | 502,408 |
Schedule of Servicing Asset | The following tables present activity in servicing assets for the periods indicated:
|  | Three Months Ended June 30,
|  | 2026 |  | 2025
($ in thousands) |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total
Balance at beginning of period |  | $ | 31 |  |  | $ | 4,857 |  |  | $ | 803 |  |  | $ | 5,691 |  |  | $ | 38 |  |  | $ | 5,085 |  |  | $ | 508 |  |  | $ | 5,631 |
Additions |  | — |  |  | 314 |  |  | 91 |  |  | 405 |  |  | — |  |  | 457 |  |  | 158 |  |  | 615 |
Amortization |  | (1) |  |  | (355) |  |  | (85) |  |  | (441) |  |  | (2) |  |  | (435) |  |  | (53) |  |  | (490) |
Balance at end of period |  | $ | 30 |  |  | $ | 4,816 |  |  | $ | 809 |  |  | $ | 5,655 |  |  | $ | 36 |  |  | $ | 5,107 |  |  | $ | 613 |  |  | $ | 5,756 |
|  | Six Months Ended June 30,
|  | 2026 |  | 2025
($ in thousands) |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total |  | Residential Mortgage |  | CRE SBA |  | C&I SBA |  | Total
Balance at beginning of period |  | $ | 34 |  |  | $ | 4,900 |  |  | $ | 693 |  |  | $ | 5,627 |  |  | $ | 42 |  |  | $ | 5,226 |  |  | $ | 569 |  |  | $ | 5,837 |
Additions |  | — |  |  | 589 |  |  | 297 |  |  | 886 |  |  | — |  |  | 731 |  |  | 227 |  |  | 958 |
Amortization |  | (4) |  |  | (673) |  |  | (181) |  |  | (858) |  |  | (6) |  |  | (850) |  |  | (183) |  |  | (1,039) |
Balance at end of period |  | $ | 30 |  |  | $ | 4,816 |  |  | $ | 809 |  |  | $ | 5,655 |  |  | $ | 36 |  |  | $ | 5,107 |  |  | $ | 613 |  |  | $ | 5,756 |

X
- Definition Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4 + Details
Name: | us-gaap_ScheduleOfServicingAssetsAtAmortizedValueTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-3 + Details
Name: | us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_TransfersAndServicingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration