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Segment Information
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Segment Information Segment Information
The following table presents financial measures the Chief Operating Decision Maker reviews to allocate resources to the Bank as of the dates or for the periods indicated:
As of or For the Three Months Ended June 30,
As of or For the Six Months Ended June 30,
($ in thousands)
2026
2025
2026
2025
Revenue
Interest income$50,040 $49,308 $98,871 $96,200 
Interest expense22,546 23,318 44,567 45,927 
Net interest income27,494 25,990 54,304 50,273 
Gain on sale of loans1,182 1,465 2,591 2,352 
Other income2,021 1,832 3,986 3,525 
Total revenue, net of interest expense
30,697 29,287 60,881 56,150 
Expenses
Provision for credit losses
926 1,787 1,393 3,385 
Salaries and employee benefits9,551 8,844 19,271 17,919 
Premises expense1,861 1,831 3,615 3,556 
Depreciation expense508 548 1,031 1,112 
Other expense3,193 3,606 6,010 6,716 
Total expense16,039 16,616 31,320 32,688 
Income before income taxes14,658 12,671 29,561 23,462 
Income taxes4,151 3,600 8,401 6,656 
Net income$10,507 $9,071 $21,160 $16,806 
Earnings per share, diluted$0.73 $0.62 $1.47 $1.15 
Return on average assets1.24 %1.13 %1.27 %1.07 %
Return on average shareholders’ equity10.55 %9.76 %10.75 %9.16 %
Net interest margin3.33 %3.33 %3.34 %3.30 %
Loans held-for-investment growth percentage2.0 %2.5 %4.0 %6.3 %
Total deposits growth percentage1.2 %4.0 %4.6 %7.9 %
Tier 1 leverage ratio (consolidated)11.89 %11.81 %11.89 %11.81 %
ACL on loans to loans held-for-investment1.18 %1.20 %1.18 %1.20 %