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Servicing Assets (Tables)
6 Months Ended
Jun. 30, 2026
Transfers and Servicing [Abstract]  
Schedule of Servicing Assets with Key Assumptions Used to Estimate Fair Value
The following table presents the composition of servicing assets with key assumptions used to estimate the fair value as of the dates indicated:
June 30, 2026
December 31, 2025
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Carrying amount
$30 $4,816 $809 $5,655 $34 $4,900 $693 $5,627 
Fair value
$66 $8,873 $1,193 $10,132 $80 $8,906 $1,101 $10,087 
Discount rate
7.85 %12.75 %12.75 %7.85 %12.75 %12.75 %
Prepayment speed
12.65 %17.30 %16.47 %12.52 %16.67 %16.17 %
Weighted-average remaining life17.3 years18.9 years6.9 years17.7 years19.9 years7.4 years
Underlying loans being serviced
$6,351 $423,715 $73,363 $503,429 $7,550 $425,876 $68,982 $502,408 
Schedule of Servicing Asset
The following tables present activity in servicing assets for the periods indicated:
Three Months Ended June 30,
2026
2025
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Balance at beginning of period
$31 $4,857 $803 $5,691 $38 $5,085 $508 $5,631 
Additions
— 314 91 405 — 457 158 615 
Amortization
(1)(355)(85)(441)(2)(435)(53)(490)
Balance at end of period
$30 $4,816 $809 $5,655 $36 $5,107 $613 $5,756 
Six Months Ended June 30,
2026
2025
($ in thousands)Residential MortgageCRE SBAC&I SBATotalResidential MortgageCRE SBAC&I SBATotal
Balance at beginning of period$34 $4,900 $693 $5,627 $42 $5,226 $569 $5,837 
Additions— 589 297 886 — 731 227 958 
Amortization(4)(673)(181)(858)(6)(850)(183)(1,039)
Balance at end of period$30 $4,816 $809 $5,655 $36 $5,107 $613 $5,756