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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities    
Net income $ 21,160 $ 16,806
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation of premises and equipment 1,031 1,112
Net amortization of premiums on securities 72 65
Net accretion of discounts on loans (1,101) (1,482)
Net accretion of deferred loan fees (710) (680)
Amortization of servicing assets 858 1,039
Provision for credit losses 1,393 3,385
Bank-owned life insurance income (555) (500)
Deferred tax benefit (247) (1,008)
Stock-based compensation 463 462
Gain on sale of loans (2,591) (2,352)
Originations of loans held-for-sale (30,023) (45,560)
Proceeds from sales of and principal collected on loans held-for-sale 41,804 46,065
Change in accrued interest receivable and other assets (5,534) (1,013)
Change in accrued interest payable and other liabilities (3,994) (9,095)
Net cash provided by operating activities 22,026 7,244
Cash flows from investing activities    
Purchase of securities available-for-sale (41,020) (14,855)
Proceeds from maturities and paydowns of securities available-for-sale 14,846 10,535
Proceeds from principal collected on loans held-for-sale previously classified as held-for-investment 1,055 0
Net change in loans held-for-investment (111,858) (165,098)
Purchase of Federal Home Loan Bank stock (192) (936)
Purchases of premises and equipment (136) (1,820)
Net cash used in investing activities (137,305) (172,174)
Cash flows from financing activities    
Net change in deposits 127,247 207,124
Net change in short-term Federal Home Loan Bank advances and other borrowings 56,000 30,000
Proceeds from long-term Federal Home Loan Bank advances 50,000 0
Repayment of long-term Federal Home Loan Bank advances (50,000) 0
Stock options exercised 313 1,218
Repurchase of common stock (3,795) (2,723)
Cash dividends paid on preferred stock (173) (173)
Cash dividends paid on common stock (6,258) (5,741)
Net cash provided by financing activities 173,334 229,705
Net increase in cash and cash equivalents 58,055 64,775
Cash and cash equivalents at beginning of period 207,142 198,792
Cash and cash equivalents at end of period 265,197 263,567
Supplemental disclosures of cash flow information:    
Interest paid 48,483 46,532
Income taxes paid 12,171 16,125
Supplemental disclosures of non-cash investment activities:    
Loans transferred to loans held-for-sale 1,091 0
Right of use assets obtained in exchange for lease obligations $ 85 $ 2,223