<SEC-DOCUMENT>0001104659-19-068880.txt : 20200114
<SEC-HEADER>0001104659-19-068880.hdr.sgml : 20200114
<ACCEPTANCE-DATETIME>20191202141049
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0001104659-19-068880
CONFORMED SUBMISSION TYPE:	CORRESP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20191202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ONECONNECT FINANCIAL TECHNOLOGY CO., LTD.
		CENTRAL INDEX KEY:			0001780531
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC. [7370]
		IRS NUMBER:				000000000

	FILING VALUES:
		FORM TYPE:		CORRESP

	BUSINESS ADDRESS:	
		STREET 1:		55F, PING AN FINANCIAL CENTER
		STREET 2:		NO. 5033 YITIAN ROAD, FUTIAN DISTRICT
		CITY:			SHENZHEN, GUANGDONG
		STATE:			F4
		ZIP:			518000
		BUSINESS PHONE:		86-21-2066-0625

	MAIL ADDRESS:	
		STREET 1:		55F, PING AN FINANCIAL CENTER
		STREET 2:		NO. 5033 YITIAN ROAD, FUTIAN DISTRICT
		CITY:			SHENZHEN, GUANGDONG
		STATE:			F4
		ZIP:			518000
</SEC-HEADER>
<DOCUMENT>
<TYPE>CORRESP
<SEQUENCE>1
<FILENAME>filename1.htm
<TEXT>


<html>
<head>




  </head>
<body link=blue lang="EN-US">
<div>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman"><img width="720" height="194" src="g1250711bgi001.jpg"></font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;">
<tr>
<td width="33%" valign="top" style="padding:0in 0in 0in 0in;width:33.36%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="33%" valign="top" style="padding:0in 0in 0in 0in;width:33.32%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="33%" valign="top" style="padding:0in 0in 0in 0in;width:33.32%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">December 2, 2019</font></p>    </td>   </tr>  </table>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">VIA EDGAR AND OVERNIGHT COURIER</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Brittany Ebbertt</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Craig Wilson</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Mitchell Austin</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Jan Woo</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Office of Information Technologies and Services<br> Division of Corporation Finance<br> U.S. Securities and Exchange Commission<br> 100 F Street, N.E.<br> Washington, D.C.&#160; 20549-7561</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;">
<tr>
<td width="6%" valign="top" style="padding:0in 0in 0in 0in;width:6.5%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Re:</font></p>    </td>
<td width="93%" valign="top" style="padding:0in 0in 0in 0in;width:93.5%;">
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">OneConnect Financial   Technology Co.,&nbsp;Ltd.</font></b></p>
<p style="font-size:10.0pt;margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Amendment No.&nbsp;1 to Registration Statement   on Form&nbsp;F-1 (File No: 333-234666)</font></b><b>  </b></p>
<p style="margin:0in 0in .0001pt;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">CIK No.&nbsp;0001780531</font></b></p>    </td>   </tr>  </table>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Dear Ms.&nbsp;Ebbertt, Mr.&nbsp;Wilson, Mr.&nbsp;Austin, and Ms.&nbsp;Woo:</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">On behalf of our client, OneConnect Financial Technology Co.,&nbsp;Ltd., a foreign private issuer organized under the laws of the Cayman Islands (the &#147;<b>Company</b>&#148;), we are filing herewith the amendment No.&nbsp;1 to the Company&#146;s registration statement on Form&nbsp;F-1 (the &#147;<b>Registration Statement</b>&#148;) and certain exhibits via EDGAR to the Securities and Exchange Commission (the &#147;<b>Commission</b>&#148;).</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Concurrently with the filing of the Registration Statement, the Company is hereby in this letter setting forth the Company&#146;s responses to the comment contained in the letter from the staff of the Commission (the &#147;<b>Staff</b>&#148;) dated November&nbsp;22, 2019. The Staff&#146;s comment is repeated below in bold and is followed by the Company&#146;s response. We have included page&nbsp;reference in the Registration Statement where the language addressing the comment appears. Capitalized terms used but not otherwise defined herein have the meanings set forth in the Registration Statement.</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman"><img width="512" height="24" src="g1250711bgi002.jpg"></font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade align="left" style="color:#010101;"></div>
</div>
<!-- SEQ.=1,FOLIO='',FILE='C:\JMS\120460\19-12507-11\task9550680\12507-11-bg.htm',USER='120460',CD='Dec  2 08:12 2019' -->

<div style="page-break-before:always;"></div>
<div style="font-family:Times New Roman;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">To facilitate the review by the Staff, we have separately delivered to the Staff today five courtesy copies of the Registration Statement, marked to show changes to the registration statement on Form&nbsp;F-1 publicly filed with the Commission on November&nbsp;13, 2019, and two copies of the filed exhibits.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Company respectfully advises the Staff that it expects to commence the marketing activities in connection with the offering shortly after the date hereof. The Company expects to request effectiveness of the Registration Statement on December&nbsp;12, 2019 and will file the joint acceleration requests before then. The Company would greatly appreciate the Staff&#146;s continuing support and assistance.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">*&#160; *&#160; *&#160; *</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">2<a name="PB_2_075851_7091"></a></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade align="left" style="color:#010101;"></div>
</div>
<!-- SEQ.=1,FOLIO='2',FILE='C:\JMS\120460\19-12507-11\task9550680\12507-11-bg.htm',USER='120460',CD='Dec  2 08:12 2019' -->

<div style="page-break-before:always;"></div>
<div style="font-family:Times New Roman;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Management&#146;s Discussion and Analysis of Financial Condition and Results of Operations Key Components of Results of Operations</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Operating Expenses, page&nbsp;86</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="font-size:10.0pt;margin:0in 0in .0001pt .25in;text-indent:-.25in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">1.</font></b><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b>Please revise to include a narrative description and a discussion of significant fluctuations for all material components of your cost of revenue, research and development (R&amp;D), sales and marketing (S&amp;M)&nbsp;and general and administrative (G&amp;A) expenses.&nbsp; For example, with respect to cost of revenue, please include a description of technology service fee expense and business origination fee expense, and address the fluctuations in these amounts from period-to-period.&nbsp; Similarly, disclose quantitative information and a discussion of trends in each component of R&amp;D, S&amp;M&nbsp;and G&amp;A expenses, as appropriate.&nbsp; In addition, we note from your disclosure on page&nbsp;132 that you also earn revenue from business origination services.&nbsp; Please revise to clarify what constitutes business origination services revenue versus expense, how these relate and how&nbsp;you account for these transactions.</b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In response to the Staff&#146;s comments, the Company has revised the disclosure on pages&nbsp;85, 93, 94, 95, 96, 97, 98, and 110 of the Registration Statement.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">The Company respectfully refers the Staff to the revised disclosure on pages&nbsp;85 and 110 for a clarification of what constitutes business origination services revenue versus expense, how these relate and how&nbsp;the Company accounts for these transactions.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Business</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Our Solutions</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Blockchain network-as-a-service, page&nbsp;139</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="font-size:10.0pt;margin:0in 0in .0001pt .25in;text-indent:-.25in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">2.</font></b><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b>We note that you have moved the discussion of your blockchain network-as-a-service solution from the section discussing your yet-to-be launched solutions to the section discussing your current solutions.&nbsp; Please revise to disclose whether you have customers currently using this solution and whether you have generated any revenue from it at this time.</b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In response to the Staff&#146;s comments, the Company has revised the disclosure on page&nbsp;139 of the Registration Statement.&#160; The Company respectfully submits to the Staff that the revenue generated from this new solution is immaterial as it was only officially launched recently.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">3<a name="PB_3_075921_7056"></a></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade align="left" style="color:#010101;"></div>
</div>
<!-- SEQ.=1,FOLIO='3',FILE='C:\JMS\120460\19-12507-11\task9550680\12507-11-bg.htm',USER='120460',CD='Dec  2 08:12 2019' -->

<div style="page-break-before:always;"></div>
<div style="font-family:Times New Roman;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Description of American Depositary Shares</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;"><b><u><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">Governing Law, page&nbsp;205</font></u></b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="font-size:10.0pt;margin:0in 0in .0001pt .25in;text-indent:-.25in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">3.</font></b><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b>We note that claims against or involving the depositary brought by ADR holders or beneficial owners and&nbsp;arising out of or based upon the deposit agreement&nbsp;may only be instituted in a state or federal court in New York, New York.&nbsp; Please disclose whether this provision applies to actions arising under the Securities Act or Exchange Act.&nbsp; If so, please also add related risk factor disclosure.</b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In response to the Staff&#146;s comment, the Company has revised the disclosure on pages&nbsp;60 and 205 of the Registration Statement for clarification.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="font-size:10.0pt;margin:0in 0in .0001pt .25in;text-indent:-.25in;"><b><font size="2" face="Times New Roman" style="font-size:10.0pt;font-weight:bold;">4.</font></b><font size="1" style="font-size:3.0pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><b>We note that the depositary is entitled to refer any dispute for final settlement by arbitration in accordance with the Commercial Arbitration Rules&nbsp;of the American Arbitration Association. &nbsp;Please disclose whether this arbitration provision applies to claims under the federal securities laws and whether arbitration is the exclusive means of resolving disputes.&nbsp; Please revise&nbsp;to disclose the materials risks to and other impacts on shareholders associated with this provision.</b></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt .25in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">In response to the Staff&#146;s comment, the Company has revised the disclosure on pages&nbsp;60 and 206 of the Registration Statement for clarification.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">4<a name="PB_4_075935_5335"></a></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade align="left" style="color:#010101;"></div>
</div>
<!-- SEQ.=1,FOLIO='4',FILE='C:\JMS\120460\19-12507-11\task9550680\12507-11-bg.htm',USER='120460',CD='Dec  2 08:12 2019' -->

<div style="page-break-before:always;"></div>
<div style="font-family:Times New Roman;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p style="margin:0in 0in .0001pt;text-indent:1.0in;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Should you have any questions about the responses contained herein, please contact the undersigned by phone at +852-2532-3783 or via e-mail at szhao@cgsh.com.</font></p>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;">
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="50%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Very truly yours,</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="50%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="50%" colspan="2" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="font-size:10.0pt;margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">CLEARY GOTTLIEB   STEEN&nbsp;&amp; HAMILTON</font> LLP</p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.42%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>
<td width="45%" valign="top" style="padding:0in 0in 0in 0in;width:45.58%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.42%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">By:</font></p>    </td>
<td width="45%" valign="top" style="border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 0in 0in;width:45.58%;">
<p style="margin:0in 0in .0001pt 20.0pt;text-indent:-10.0pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">/s/   Shuang Zhao</font></p>    </td>   </tr>
<tr>
<td width="50%" valign="top" style="padding:0in 0in 0in 0in;width:50.0%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.42%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="45%" valign="top" style="padding:0in 0in 0in 0in;width:45.58%;">
<p align="center" style="margin:0in 0in .0001pt;text-align:center;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Shuang ZHAO, a   Partner</font></p>    </td>   </tr>  </table>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<table border="0" cellspacing="0" cellpadding="0" width="100%" style="border-collapse:collapse;">
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">cc:</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Wangchun Ye, Chairman   and Chief Executive Officer, OneConnect Financial Technology Co.,&nbsp;Ltd.</font></p>    </td>   </tr>
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Yiming Fei, Senior Vice   President and Secretary of the Board of Directors, OneConnect Financial Technology   Co.,&nbsp;Ltd.</font></p>    </td>   </tr>
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Lo Wei Jye Jacky, Chief   Financial Officer, OneConnect Financial Technology Co.,&nbsp;Ltd.</font></p>    </td>   </tr>
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Chris K.H.   Lin,&nbsp;Esq., Partner, Simpson Thacher&nbsp;&amp; Bartlett LLP</font></p>    </td>   </tr>
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Daniel   Fertig,&nbsp;Esq., Partner, Simpson Thacher&nbsp;&amp; Bartlett LLP</font></p>    </td>   </tr>
<tr>
<td width="4%" valign="top" style="padding:0in 0in 0in 0in;width:4.34%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:1.0pt;">&nbsp;</font></p>    </td>
<td width="95%" valign="top" style="padding:0in 0in 0in 0in;width:95.66%;">
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">Anthony Chen, Partner,   PricewaterhouseCoopers Zhong Tian LLP</font></p>    </td>   </tr>  </table>
<p style="margin:0in 0in .0001pt;"><font size="2" face="Times New Roman" style="font-size:10.0pt;">&nbsp;</font></p>
<p align="center" style="font-size:10.0pt;margin:0in 0in .0001pt;text-align:center;">5<a name="PB_5_080032_5796"></a></p>
<div style="margin:0in 0in .0001pt;"><hr size="3" width="100%" noshade align="left" style="color:#010101;"></div>
</div>
<!-- SEQ.=1,FOLIO='5',FILE='C:\JMS\120460\19-12507-11\task9550680\12507-11-bg.htm',USER='120460',CD='Dec  2 08:12 2019' -->

</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g1250711bgi001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g1250711bgi001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  H'!PD'!@H)" D+"PH,#QD0#PX.
M#QX6%Q(9)" F)2,@(R(H+3DP*"HV*R(C,D0R-CL]0$! )C!&2T4^2CD_0#W_
MVP!# 0L+"P\-#QT0$!T]*2,I/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]
M/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3W_P  1" #" M # 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#V:BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K-U?Q#IF@I&VI7
M:P^9G8N"S-CK@ $UI5RS1QR_%$><JLR:3F(,,XS+R10!O6FJ6=_IPO[6X26U
M*EO,0Y&!UI]C?6^I645W:2"2"5=R. 1D?C6+80:3;Z/K<>C,"GFS&=1G"2[?
MF '8=.!2^ O^1'TG_KAZ8[F@!^H^-M"TJ^DL[V^\NXCQO01.V,C(Z UKRWD$
M-DUW)(%MUC\QG/9<9S7$0)K#>-O$/]DV^FRIOA\PW>X$?)QC%:/Q$OOLOA06
MS E[V:.W*QJ6)4D%\ <GY0: .EL;ZWU*RAO+.42V\R[D<=Q65;^-= NM1^PQ
M:C']HWF,*RLH+ XP"1@G-9GPZOHI=/U"PA61(K&\=84DC,;+$WS+E3R.IKCK
M8W6H6UKHDEK:V]I>ZK*T=^W+;DEW%0.S'& 3UH ]6FU.TM]1M[&:8+<W*LT2
M$'YPO7!Z<9I;+4[347N%M)A*;:4PRX!PKCJ,]ZY_X@VTJ:&FKVFT7FD2?:HR
MPSD#AE_$']*O^$-,.E>&[6-R#/,//G8?Q2/\Q_GC\* -HD*"6( '))[5C6/C
M#0]3U#[%9ZC%)<$D*N" ^.NTD8;\*=XN:1/!^L-$2)!9R[2/7::YFXDM+2T\
M)POHPDM2UN8+J*4)Y<I7IM R>Y/K0!U^K:YI^A0+-J5RD".=JY!)8^P')I+?
M7=.NM(?4[>Z22S12S2*"=N.N1US[5B:@BR_$[2A,J,JV$S1AAG#;ER1[XQ2>
M$HXT\0>*H8E40"^3"*N%R8E+?KF@"[I_CC0-5OH[.ROO,GD.%3RG'ZD<4E[X
MZ\/Z=>R6EW?^7<1,59/*<\_@.:J>%8D'B3Q01&@*WJ8(7&/W:TGB**,^./#.
M8T.YI\Y7.?D% &_+J]E EF\LX5;QU2 D'YR1D#_]=6;B>.UMY)YFVQ1J7=CV
M Y-<QXS'^G>&P .-33M[&MKQ%_R+>I?]>LG_ *": 'SZS8VVC_VI-.%LM@D\
MW!^Z>AQU[U7T?Q1I6O321:;=&9XEW,/+9<#IW KG-9S_ ,*?BVA2WV2# (XS
ME>U=!H*ZPN_^UK?38EVCR_LF[)^N: (YO&N@6^I26$VHQQW,;B-U96 5O0MC
M'ZUN Y&1TKR358-5EM?&9M8M/:P6[+7!E1O. "J24[=/6O4M,>-]*M&AW&)H
M4*;NN-HQGWH BU;7-/T*!)M2N5@1VVID$ECZ #DTVWU[3;K2'U2WNDDLD4LT
MB@G:!UR.N1Z8K&\4637FOZ2^G7=I'J]LLDD,%U&6CE0@!NG((XY%/\&312KJ
ML#V$=G>Q71%Y'$Q:-W*@[ESV([4 6-/\;Z#JE]'9V=]YEQ(<*GE..<9ZD<4_
M5/&6B:->M:7][Y5PJAF01.V >G0&L[PK$@\5>*"(T&V[CQA<8_=BJ,ZZLWQ
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M%SJ,<SW$43GY&5%RP/N1TJ]X-U72M2.H_P!D6LUN!,)+@.,#S6'S #L1C!H
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M=56[U2SL)4CNIUC>0$J"#R!U_*N<N;&2.YTPV<4ZPWENUI+&[NIB_BWX)X(
M8?E5[6K69];T;[,DZI$)5::./?Y>Y0!G/'YT :EOJEK=7AMH)-[B)9@5'RE&
M) (/0]#TJY7(2Z8^DW=S%I]I=/!%I\<2%,Y8^:Q8;O7#9P/>JLMI>/I2V;VU
M_DWLJI*HD_<PDYW 9R3CA0<X)]J .YHKD&CO#K5C+#:7T4<,L2G>7;]T8R#W
MQP<9!R<\UU] !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MDV@WHNI;BU ,KO%'.LK?+<(H4%P.S@@X/<'% '54444 %%%% !1110 4444
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MY<X<JT;''/'#+ZJ>M %U=2M'N# LZF4-L*_[6,X_+FFKJUBX<K<QD(AD)S_
M.K#U'N*SDT:[^UWQ=XO*NV(++(V54QA<A<8W9'7/2F#0KFXBLXKIH4%I;26X
M>/)+[D"9QV&!G'K]* -1M5LDC\QKA AB\[<>FS^]].:M(ZR(KJ<JPR#ZBL!M
M%O9M(-O)]G6=+/[*F'8JW3YCQD?=''-;%DMRL16Z$(((""-B?EP.I('.<_I0
M!9HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ IKQI(
M'16 ]1FBB@!0   !@#L*:D,<;,T<:*SG+%5 +'WHHHZ@/HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
BBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g1250711bgi002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g1250711bgi002.jpg
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M5U!4@@]P:6DW#=MR-P&<9YQ0&4L5!!(ZC/2EIOF)G&Y<YV]>_I3J*:KJ^=K
MX.#@TI8 @$@$]!ZTM%%9GB.2YBT"Z>S$AF"C_5??"[AN*^^W./>L37#I$FD2
MMI[1NS1*<Q-\I D3EO\ :],\_>I[:_>B;46>>WB%KYX:#!>1%4_NY-@4'! S
MDM@[NV*9%K=_=&U@BO(HVEOYK<RLJ.?+",R' XSG:..#D?CIZ?>7LNN7=E<.
MV+:0R;MJX:)E'ECIZ[_^^#ZUFP741B9KR)9M6&H[&C:4K)&OG (4X)V;=A.,
M C=G)SE;K6M1=)Q;OMG5[N.2 *-T"H'\N3IGYMJ=>/WG'2JNH73SV-Q%)?M/
M!)H;R(K,I$KX()R!R1QTJ2XUF:QO;@VXMEC9;19+@X7RT97)9GVGC(4 D$#?
M43W-]%J]Q<Q7$/VY].M2JQ@%+IA+,,#(!Y!'(Z9!Z5>UQY(O$$$B&.Y7=;HU
MJS%)4_>'$D1[]?F'<+R<5476[Z"W\MKZ-7>^NXGGN'55AVNPC4_*<;A@C/7&
M >15U-9OY-7>VDGM8#'MS&S$-(AB!+JI7. Y/.< +@C-.\/:S>78C-Y()FDT
MR"[*(@!61MV]0/P'7O63X=U(KJ,:-=J/MA5Q,KA@1\Q\A\C_ %P9\$\$J!TQ
MBM'43+_PD^JB%H HTN,L)<GG=+G&.^-N?^ ^U06NMRV=KHD"3CYHK42HP'(?
M*L23R3D#IT/7K0FM:E(?^/Y%#/?)Q&O B<^61QW'7U'3'6JVH7WVZUNWG6WW
MM!ITP8* VXRDN,]2!@'VR?6M"VU6XCN98KB^*(U_-%)*Q7]PJJ2B\C"[L#KZ
M>IJM'X@U4AWN)8XC%%9R&/8 '\R1E?.>1\H5L=1NK3O[JWM/&%M+<2I'&FGS
M,Q9L?-OCQQZXWX_'U--L=0M8-?U1Y'"M+);I&F?F)90, ?4\_B34&@6DMQJ#
MW,4PCAM[VZ#JDA)E!8A59>@4<$'VXP,YBFU_4/LTTL,J"98KLR0,HS;F,GRS
MZ\X YZ[LCBM*^OY[71[:1KP>;<.0)4C4#E690,G Q@#)SG&.I%9,WB*_-L)X
M[B(;=.M[LH%4@NSX=<^F/QZ?CHZ_K<NG:A:Q0S*H:2#<A4 %'E".=QZX!SQT
MZG@U@RP"XUF"6:[9F-_=JQ81G"K&P4<KTZ#!XZ=Z5[O-N;KR[<ROHUH70HI3
M=YAR-I&.,_AQ6CJ&O78U.ZMK6YR!#<@ (!L=$5DQU)/+<G@]AQ3K76KN2]L[
M6.\@\LQ0,CS2 M<AC^\*X7YB!QP1@C)X-&C7O]H>)+6ZEE7SY+&5)(> 87$B
M93'7(]_3/>J[^(M3-M>3B>UB>)MIMR=SQ-YP4 C:, J3U)SU''29=4O&UJT@
MFO2L,>I2P%AM7S%$.Y0W&.I(XQT]13-&O+B>ZL(ENTMHY8+S:D2(J-()@ <8
MY."6X]SW-6(KRZU+PGJ,E]G>EH\$J, !YRJPD(..F< ?0U7MM9N;9'M9+P"-
M4M1'(L:Y&]&R.> ,J,%L]<<DBI=.\07MU=:/YK(8[NTA>1(<%EE96+[@>=O
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..BBBBBBBBBBBBBBBO_]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
