<SEC-DOCUMENT>0001387131-15-002903-index.html : 20151007
<SEC-HEADER>0001387131-15-002903.hdr.sgml : 20151007
<ACCEPTANCE-DATETIME>20151007130050
ACCESSION NUMBER:		0001387131-15-002903
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		11
FILED AS OF DATE:		20151007
DATE AS OF CHANGE:		20151007

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000739421
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232265045
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-206807
		FILM NUMBER:		151148385

	BUSINESS ADDRESS:	
		STREET 1:		15 S MAIN ST
		CITY:			MANSFIELD
		STATE:			PA
		ZIP:			16933
		BUSINESS PHONE:		5706622121

	MAIL ADDRESS:	
		STREET 1:		15 S MAIN ST
		CITY:			MANSFIELD
		STATE:			PA
		ZIP:			16933
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>czfs-424b3_092515.htm
<DESCRIPTION>PROXY STATEMENT/PROSPECTUS
<TEXT>
Document 1 - file: czfs-424b3_092515.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>fnbf_logo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 2 - file: fnbf_logo.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 3 - file: image_001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image_002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: image_002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image_003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: image_003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>logoa.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: logoa.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>logob.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: logob.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>logoc.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 8 - file: logoc.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>schadler_sig.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 9 - file: schadler_sig.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>sig.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 10 - file: sig.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>signature.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 11 - file: signature.jpg

</DOCUMENT>
</SEC-DOCUMENT>