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COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2015
COMMITMENTS AND CONTINGENT LIABILITIES [Abstract] |
Financial instruments whose contract amounts represent credit risk | Financial instruments, whose contract amounts represent credit risk at December 31, 2015 and 2014, are as follows (in thousands):
| 2015 | 2014
Commitments to extend credit | $143,134 | $108,951
Standby letters of credit | 13,751 | 10,389
| $156,885 | $119,340

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- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=49121117&loc=d3e13467-108611 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=49121117&loc=d3e13433-108611 + Details
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